Understanding the United States

Knowledge and information compiled by IMM Group
Share:  |  Updated: 17/10/2026

“The American Dream” – the belief in a free, equal society, a land of opportunity for everyone regardless of class, origin, or race. A place people around the world want to come to in order to build a prosperous life and a better future for themselves and the generations that follow.

This is the IMM Group resource page that gathers useful information for you – investors interested in the United States who are planning to travel there, send your children abroad to study, work, or aim to move the whole family to the US to settle. We hope the information below will help you and your family as you plan and prepare for US immigration in the time ahead.

>> Useful information: Learn about the green card investment program for US immigration.

 

Life in the US

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The process and procedures for renting a home in the US after immigrating

Once you have your green card and are preparing to settle in the US, housing is always the first concern for many investor families. Until you find the right home to buy, renting in the US is a quick and convenient solution.

Share:  |  Updated: 07/10/2021  |  Reading time: 12'

Ways to find a rental home in the US

Process and procedures for renting a home in the US after immigrating

You can find homes for rent in the US in the following ways:

  • Searching online for homes offered for rent is an easy, convenient way to find a rental.
  • Ask relatives, friends, or colleagues who have lived in the US for many years to recommend good places.
  • Look for homes displaying an “Apartment Available” or “For Rent” sign near the area where you plan to live.
  • Look for “For Rent” notices in public places, such as bulletin boards at community cultural centers.
  • Check the newspapers, in the listings for “Apartments for Rent” or “Homes for Rent.”
  • Visit real estate offices or contact a real estate agent in the area where you live for advice.

What to keep in mind about the renting process and procedures

Once you have found the right home, keep in mind the procedures and steps below before you move in. This is very important information to protect your rights and avoid disputes during the rental process:

  • Submitting a rental application: In the US, once you have found a suitable rental, you need to submit your rental request. To do so, the landlord or property manager will ask you to fill out an application to rent a home in the US. On this application, you need to show that you can cover at least the first month’s rent and the security deposit. You will need to provide your Social Security number, along with documents proving that you are employed or able to pay.  Your credit and background will also be checked carefully.
    You can use your permanent resident card (US green card), if you do not yet have a Social Security number. Alternatively, you can show your pay stubs to prove that you are employed. If you are not yet working, you can ask someone to co-sign the lease. That person will be responsible for paying the rent if you are unable to.
  • Signing a lease agreement: A lease is a legal document between the landlord and the tenant. A lease for renting a home in the US is typically signed for 6 months or 1 year. By signing the lease, the tenant agrees to pay the rent on time and to rent for a set period.
  • Paying a security deposit: As in Vietnam, people renting a home in the US usually also have to put down a security deposit before moving in. This amount is typically equal to 1 month’s rent. When you move out, you will get the deposit back if the home is still in good condition with no damage. Otherwise, the landlord may keep part or all of it to cover cleaning or repairs.
  • Paying other costs when renting: Depending on the landlord’s rules, the rent may or may not include utilities such as gas, electricity, water, and trash collection. When looking for a home, ask the landlord whether the rent includes utilities. If it does, make sure this is clearly stated in the lease.
  • Ending a lease in the US: If you need to end the lease earlier than planned, you will still have to pay the monthly rent until the lease term ends, even if you no longer live there. In some cases, you will not get your security deposit back if you move out before the lease ends. Therefore, before moving out, give the landlord written notice at least 30 days in advance.
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9 Differences Between New York and Ho Chi Minh City

The US – the “Land of Freedom,” a promised land with countless opportunities that anyone would wish to choose, at least once in their life, as the place to change their life, build a career, develop themselves, and begin a new journey.

Share:  |  Updated: 25/08/2021  |  Reading time: 15'

When speaking of the US, you will surely not forget to think of the city of New York, famous not only as the most populous city in the US but also as one of the world’s foremost centers of economy, wealth, and luxury. Here, visitors get to admire magnificent stages, skyscrapers, enormous libraries, and countless other interesting things.

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Finding a Job When You Arrive in the US

After securing stable housing, finding a suitable job to earn an income and build a sustainable life is a common need for most immigrants. Like other countries, the US has three basic levels of earning money: manual labor, work based on ability and credentials, and investing to make a profit.

Share:  |  Updated: 25/08/2021  |  Reading time: 15'

Entry-Level Jobs in the US

Usually, in the early days in the US, the jobs that are easy to find and provide a stable income for immigrants are entry-level jobs that do not require credentials, such as jobs at supermarkets, in sales, or at manufacturing companies. When choosing these jobs, immigrants do not need to worry too much about being discriminated against or given a hard time, because in the US, no matter what job you do or what your position is, you are respected and treated fairly.

These jobs are relatively easy to find; immigrants only need to contact stores and supermarkets that have posted hiring signs and apply. In addition, another common way is to go to free job placement centers, leave your résumé and phone number, and when a job comes up, the center’s Vietnamese-speaking staff will contact you right away.

Entry-level jobs have the advantage of being easy to find; immigrants can start working as soon as they arrive to earn extra income, quickly integrate into the new environment, and build up basic English vocabulary. In addition, immigrants can also choose to do these jobs while investing time in further study of their profession and English, so that later they can find a job that matches their expertise. However, the downside of these jobs is that they are quite hard and strenuous, especially for those who are not used to manual labor.

Professional Jobs

For someone who has just immigrated, almost every kind of credential from Vietnam is not “compatible” on US soil, so finding a job based on ability and credentials is rather difficult. However, there are still jobs that carry a common “language,” requiring expertise and many years of experience, that immigrants with suitable experience can do, such as: theoretical science jobs, the information technology field, fine arts, the healthcare field, and doctors. If you have a solid command of English, immigrants can also work as interpreters or translators at Vietnamese companies in the US with a fairly stable income. In addition, young Vietnamese immigrants to the US who studied at international universities, used English throughout their studies, and hold internationally recognized credentials will also have a higher chance of finding a job in the US.

Immigrants to the US can look for professional jobs in many ways, such as:

  • Ask friends, relatives, or acquaintances in the US about places that are hiring or good places to work.
  • Look for jobs on the Internet.
  • Call the Recruiting Department or Human Resources Department of businesses in the area to ask whether they need people.
  • Go to state or local job centers.

As in Vietnam, to improve their chances of being hired, immigrants should invest in their job application and perform well in the interview round.

Investing to Make a Profit

For immigrants who want to do business or invest in the US, there are also quite a few options for investing to make a profit. Because the US has low bank interest rates and cheap premises rents, immigrants have many opportunities to do business. After living in the US for a while and having some capital in hand, even without much experience, immigrants can still ask for advice from friends and relatives who have lived in the US for many years in order to start their own business. The procedures for setting up a business in the US are relatively simple, with clear processes already in place for personnel, taxes, the legal system, and so on, so immigrants do not need to worry too much.

In addition, there is now another form of profitable investment for investors with strong capital: buying a home to rent out for monthly income. Before coming to settle in the US, immigrants can contact immigration and real estate consulting companies in Vietnam for advice as well as support in buying a home in the US for as little as US$500,000. This is a service that IMM Group is currently also providing to support investors.

Things to Note When Looking for a Job in the US

Things to note when applying for a job:

After finding a suitable job to apply for, most employers will require the applicant to fill out and submit a job application form. This form has questions about your address, education, and previous work experience.

Applicants also need to prepare a résumé listing their personal information and work experience.

A good résumé needs to meet requirements such as:

  • Include the applicant’s name, address, phone number, and email address;
  • List previous jobs along with the dates you worked;
  • Show your education;
  • List special skills;
  • Be easy to read and free of spelling errors.

If you need someone’s help to complete your résumé, immigrants can turn to local community service agencies or private commercial businesses.

Attending the interview

As in Vietnam, after receiving the applications, if the applicant’s application is a good fit, the employer will want to meet in person to discuss the job. Besides answering the employer’s questions, at the end of the interview the applicant can ask the employer a few questions to better understand the job, such as:

  • What tasks will I have to do each day?
  • How will I be trained or get familiar with the job?
  • What is the work environment like here?
  • What are the positives and challenges of this job?

In addition, during the interview, applicants should also ask clearly about the benefits they will receive, because besides salary, some employers also provide additional benefits such as:

  • Medical care
  • Dental care
  • Vision care
  • Life insurance
  • Pension fund

Employers may pay part or all of the costs of these benefits, so you need to ask clearly which ones you will receive to protect your interests.

Procedures to complete once you have been hired

Once you have been hired, on your first day of work you will be asked to fill out several forms. These forms include:

  • Form I-9, Employment Eligibility Verification: By law, employers must verify that all newly hired employees are eligible to work in the US. Therefore, on your first day of work, you will have to fill out Section 1 of Form I-9. Within 3 business days, you must provide the employer with documents proving your identity and work authorization.
  • Form W-4, Employee’s Withholding Certificate: This form authorizes the employer to withhold taxes and helps you determine the correct amount to pay the government. This is because the employer must withhold federal tax (withholding tax) from the employee’s wages to send to the government.
  • Other forms: You will also need to fill out a form authorizing withholding tax for the state you live in, as well as other forms so that later you can receive benefits when you leave the job or retire.

We hope the information above has given you more knowledge to prepare well for the job-search process when settling in the US.

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How Will You Get Around Once You Reach the US?

Getting around is one of the essential needs of daily life. For people who have just immigrated to another country, learning about transportation is even more important, helping them settle their lives for the long term.

Share:  |  Updated: 25/08/2021  |  Reading time: 10'

Getting Around by Public Transportation

There are many ways to get around in the US, and the most common and cost-effective is to use public transportation such as buses, subways, or streetcars. If you use them often, you can buy a subway or bus pass valid for multiple rides to save money.

Most cities and states in the US have buses; however, buses may run on a limited schedule in the evenings and on weekends. Subway systems are usually concentrated in major US cities such as New York, Boston, Chicago, and Los Angeles…

In addition, you can also choose to use a taxi (taxicab or taxi) to get around. However, the cost of taking a taxi is much higher than public transportation.

In particular, New York and other major cities also have public bicycle systems for traveling between nearby places, called “bike share.” Immigrants can pay by the year, at a cost of about US$150 per year, to use the public bikes throughout the year, with each use not exceeding 30 minutes. When you need to use a public bike, just go to a kiosk near your starting point to pick up a bike and return it on time at the kiosk nearest to your destination.

Buying a Car and Getting a Driver's License in the US

Owning a car is a convenient way to get around in the US, letting you take charge of your daily travel. However, when you buy a car in the US, you have to pay extra for car insurance, vehicle registration, and getting a driver’s license. The frequent traffic jams during rush hour also make traveling by car much harder. Therefore, you should weigh all the costs and benefits before deciding to buy a car.

As in all other countries, a driver’s license is a mandatory requirement for driving, and driving without a license is against the law. If you want to drive, you must apply for a driver’s license in the state where you live.

Contact the state office in charge of issuing driver’s licenses for more information about the procedures and steps. Depending on the state, these offices are named in different ways; common names are the Department of Motor Vehicles (DMV), Department of Transportation, Motor Vehicle Administration, or Department of Public Safety. You can find information about these offices in the phone book or visit the website: www.usa.gov/Topics/Motor_Vehicles.shtml.

Some states now allow permanent residents from other countries to exchange their home country’s driver’s license for a US license. You can contact your state’s dedicated office to find out whether your driver’s license can be converted.

Tips

To drive safely in the US, you should note the following 10 tips:

  • Always drive on the right.
  • Carry your driver’s license and insurance card with you when driving.
  • Always wear your seat belt.
  • Use appropriate seat belts and safety seats for children.
  • Turn on your signal light when turning left or right.
  • Obey traffic laws and traffic signals.
  • Pull over to the side of the road if an emergency vehicle (police car, fire truck, or ambulance) needs to pass.
  • Do not pass a school bus when its red signal lights are flashing.
  • Do not drive if you have been drinking alcohol or using drugs.
  • Be careful when driving in fog, on icy roads, in rain, or in snow.

In the US, a driver’s license is also used to prove your identity. Therefore, even if you do not have a car, you should still learn to drive to get a license so you can use it in certain necessary situations.

In addition, hitchhiking is also not common in the US. In some places, it is even considered an illegal act. Therefore, to stay safe, you should not hitch a ride and should not let others ride in your car.

The information above about getting around in the US will help you weigh and choose a suitable mode of transportation for yourself and your family.

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Where Will You Live Once You Reach the US?

Before traveling or moving to a new place, housing is always the first concern that everyone wants to settle quickly. If you are traveling, you only need to find and book a hotel in advance; but for those settling in a new country, finding a place to live is more complicated and time-consuming. That is why the opening piece of the series “What Else Should You Do Once You Reach the US?” is the article “Where Will You Live Once You Reach the US?” with information centered on finding housing for those settling in the US.

Share:  |  Updated: 25/08/2021  |  Reading time: 10'

Renting a Home in the US

If you do not yet have enough funds to cover buying a home, or have not yet found a home you like, you and your family can choose to rent. Finding a rental in the US is relatively easy and will ease your worries about cost compared with buying a home. To make finding a rental easier, people who have just come to settle in the US should start by researching the city they live in, and from there set out the priorities and needs they want to satisfy before searching for a suitable place to live.

You can look for an apartment or a whole house to rent in the following ways:

  • Look for homes with an “Apartment available” or “For rent” sign;
  • Ask relatives, friends, or coworkers who have lived in the US for many years;
  • Look for “For rent” notices in public places, such as bulletin boards in libraries and community cultural centers;
  • Read rental listings on the Internet;
  • Look for information in newspapers, in sections listing “Apartments for rent” or “Homes for rent”;
  • Go to real estate offices or contact a local real estate agent.

Once you have found a home you like, you should note the following procedures and steps before moving in, to protect your interests and avoid disputes during the rental:

  • Submit a rental application: The landlord or property manager may ask the renter to fill out a rental application, which verifies that the renter is financially able to pay the rent. This application asks for a Social Security number, along with documents proving that the renter is employed.
  • The renter can use a permanent resident card if they do not yet have a Social Security number, or present a pay stub to prove they are employed. If you are still not working, the renter can ask someone to co-sign the lease; this person is responsible for paying the rent when the renter cannot.
  • Sign the lease: A lease is a legal document between the landlord and the renter. By signing the lease, the renter agrees to pay the rent on time and agrees to rent for a certain period.
  • Pay a security deposit: The renter usually has to pay a security deposit before moving in; this amount is usually equal to one month’s rent. You will get the deposit back when you move out if the home is still in good condition with nothing damaged. If not, the landlord may keep part or all of the amount to pay for cleaning or repairs.
  • Pay other costs when renting: Depending on the landlord’s rules, the rent may or may not already include utility costs such as gas, electricity, water, and trash collection. When looking for a home, ask the landlord whether the rent already includes utility costs. If it does, make sure this information is clearly stated in the lease.
  • Ending the lease: If you need to end the lease earlier than planned, you will still have to pay the monthly rent until the lease term expires, even if you no longer live there. There are also cases where you will not get your security deposit back if you move out before the lease ends. Therefore, before moving out, give the landlord written notice at least 30 days in advance.

Buying a Home in the US

Owning a home is a dream not only of immigrants but also of every American citizen. Owning a home in the US brings many benefits but also carries many responsibilities. In addition, you also need to be mentally prepared to complete the rather complicated paperwork and procedures in the US before you own a home.

When looking to buy a home, investors can also apply methods similar to those used when looking for a rental. However, the most common way to find a home to buy in the US that helps investors reduce worries about complicated procedures is to turn to reputable real estate companies. In addition, investors can also buy a home in the US through real estate companies in Vietnam; this is a service that IMM Group is also providing to support investors and families who want to settle in the US.

In the US, there are three common ways to buy a home:

  • Buy and pay off the home in one go.
  • Buy a home in installments using your own credit. You usually have to build this credit over about 2 years, possibly longer, and prove that your income is enough to buy a home on your own.
  • Buy a home in installments by asking someone to co-sign. This approach is usually used when the buyer does not yet have enough credit to be approved for an installment home purchase in the US. The co-signer acts as a co-owner of the home; when the homeowner does not have enough money to make the monthly installment payment, the co-signer is responsible for paying it.

There is a difference between the US and Vietnam: in addition to paying for the home purchase, you also have to pay an annual recurring amount called property tax (or real estate tax). This tax is calculated each year based on the value of the home, and the tax rate differs by state and by county/city within the same state.

In addition, when buying a home, you also need to pay a real estate transfer tax. This tax is usually paid by the buyer, but some states also have rules splitting this tax evenly between the buyer and the seller (Washington, D.C.).

To protect their home, investors can also buy homeowner’s insurance. Insurance usually reimburses damage caused by bad weather, fire, or theft.

In addition, people who intend to immigrate to the US can now also buy a home in advance, while still in Vietnam, to prepare for their future life in the US. Even though you are living in Vietnam and buying a home before immigrating to the US, you will still have to pay the same taxes as someone settling in the US who buys a US home. However, the tax rules and procedures for buying a US home for foreigners who have not yet immigrated are rather complicated, so investors should turn to professional real estate companies for support. IMM Group is currently also providing a service to buy real estate across the US to support Vietnamese investors who want to own a home in the US.

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Is living in the US easy or hard? – Part 1: The obstacles on the climb

Whether living in the US is easy or hard depends on the person, the circumstances, and the mindset. But objectively, the US is an easy place to live; it comes down to how well you fit your own circumstances into it. On fertile ground, a tree that cannot draw nutrients from that fertility will still struggle, still fail to adapt, fail to grow, and may die. For someone who has just immigrated to the US, the difficulties will be immense, and they include:

Share:  |  Updated: 25/08/2021  |  Reading time: 15'

Credentials

Almost all of your old credentials are incompatible with the US education system and the US legal system… From economics, law, medicine, and the social sciences and humanities… down to your driver’s license. The exceptions are a few fields such as theoretical science, engineering and technology, and even the fine arts, which carry a shared global “language.”

So your entire schooling from childhood to adulthood – the baggage for life you spent decades assembling – must be almost entirely set aside. Imagine: to live 70 years you spend 20 years studying, and yet halfway through life all of that capital is essentially wiped clean. That is a terrible hardship.

Language

Your mother tongue, which covers every part of daily life and every everyday interaction and could be likened to… your own mouth, one day suddenly no longer fits. Cruelly, you almost fall into the situation of someone who has suddenly gone… “deaf”!

Finance and credit

To be able to live in the US, you must have a bank credit score, built up over a long process of spending. The more you spend, the more you transact, and the more you pay everything on time, the higher your credit score will be.

Your credit score affects everything. Almost anything you want to buy to set up the “infrastructure of life” when you arrive in the US requires a credit score. Without credit, you cannot directly buy a car, buy a home, or buy goods on installment.

And buying on installment is almost a given, applying to all Americans. So when you have just arrived in the US with a credit score of 0, how do you manage? A Vietnamese income, and savings accumulated at Vietnamese values, fly right out the window once converted into US currency.

Driver's license and driving skills

Except for a few densely populated cities, across most of the vast US there is no public transportation system as easy and convenient as in Europe, Japan, or Singapore…

If you can’t drive and don’t have a driver’s license, it’s as if you’ve lost the use of your legs too. Because for even the most basic errands – buying a bag of ice, a chili pepper, a pack of cigarettes, a can of beer – you have to leave your neighborhood and head out to the nearest cluster of stores a couple of miles away.

In the US, people are not allowed to run a business out of their home – opening up the house and setting out a stall selling all kinds of things as in Vietnam or many other countries. Home is home, and work is work, sometimes hundreds of kilometers apart. In the US, driving to work 100 km from home every day is very common.

Relationships with siblings, relatives, and friends

When you move from the provinces to the city, you often notice one thing: why are city people so cold and hard to get close to? Why is that? Because everyone has work and has to keep running nonstop like a “machine”; even arranging a single appointment means juggling all sorts of things, which isn’t easy.

When you first arrive in the US from Vietnam, you can easily run into a similar shock, but at a harsher level. Even though your siblings and friends are very kind and it’s a joy to see each other, actually getting together – let alone receiving help – will be very difficult.

Because the US – like capitalism – is built on the principle that everyone must work hard, incredibly hard, so that everyone grows wealthy and supports one another at the higher level, rather than… helping with little odds and ends only to… sink together.

In short, people help you with the fishing rod, not the fish. If you ask your own sibling to lend you US$50 on American soil and are turned down, don’t be surprised. But if you can stand on your own two feet and keep your self-respect, you will be respected.

"Old-timers" and "newcomers"

Imagine that one day you move in right in front of them, different in every way—from your physical appearance to your ethnicity and your way of life—and you want them to accept you, to treat you as part of their lives, then to befriend you, and beyond that, to be their boss or their teacher…

Naturally, this can be no simple matter, unless they are extremely tolerant and have a strong institutional system in this regard. Still, hard as it is to be accepted by a “native-born” person, it is even harder to be accepted by a fellow… immigrant like yourself.

An observation has been made: white Americans are less racist than some… immigrants. This comes down to a common mindset: native-born Americans have been masters of their own lives for generations, and their lives are settled and comfortable, so a spirit of “letting things go” comes more naturally to them.

Immigrants, on the other hand, are like a daughter-in-law entering her husband’s household in feudal times, bearing all sorts of pressures and lowly status, so that once they finally rise to the rank of… mother-in-law, they often want to assert their authority and make up for old “grievances,” and so they tend to… throw their weight around, even to oppress and exploit those who come after them. When taking the driving test, seeing a white American examiner show up and get into your car, people usually breathe out more than half of their tension.

That is because white American examiners are more easygoing, while “American of color” examiners enjoy flexing their authority and tend to be stricter.

Or if you work for an American company, you will be guaranteed at least every minimum benefit the law provides. But if you work for an immigrant boss, brace yourself to be… hounded to no end, shortchanged on your wages, saddled with extra hours for no reason, and stripped of every basic benefit through all sorts of tragicomic tricks.

Of course, this is not a hard rule—people differ—but let’s be frank with one another: it is fairly common.

That said, anti-discrimination law is the first document an immigrant receives upon setting foot in America. It walks you through the most basic things so you can live “with peace of mind,” not “afraid” of anyone, because everything is already spelled out by law and applied quite well in practice. When you know the law, you arm yourself with a tough mindset, you have your own backbone, you live in harmony, and you will rarely have to… cower or stay on the defensive.

Many people even carry a constant feeling of being discriminated against, of being “picked on,” of feeling small and lowly… In most cases the cause is that you scare yourself, you lack backbone, and you do not dare to “pick up” the legal weapon that has been placed in your hands.

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Is living in the US easy or hard? – Part 2: After the "honeymoon," everything returns to zero

After setting foot on American soil, almost everyone goes through a "honeymoon." How long this period lasts depends on each person's circumstances. Usually, if the newcomer has relatives here, there will be a few cheerful welcomes, trips to see this place and that, meals of this dish and that, shopping for one thing and another…

Share:  |  Updated: 25/08/2021  |  Reading time: 15'

Homesickness, loneliness, and bewilderment

The open air, the fresh scenery, supermarkets and restaurants packed with goods… Everyone loves it. On top of that, your mind cannot help but run a comparison between the old land and the new, and you feel as if you have just set foot in… paradise. That period is bound to pass; your relatives get back to the grind of work. Every procedure you need in order to adapt starts bearing down on you.

Your initial living situation is inevitably one of “living off others,” so a sense of frustration compared with your earlier independence is unavoidable. Added to that is the resonance of homesickness, of loneliness and bewilderment… A great many people start to feel “crushed.” And that is not all. A whole string of tasks and “administrative” procedures must be gotten through. Registering for Social Security, finding a place for medical care, taking the driving test—all of it requires you to lean on others and make arrangements… while your own two legs might as well not be there, because the roads and the whole environment are utterly unfamiliar.

What is more, your finances start slipping into the red; everything gets converted from dong to dollars and dollars to dong, and every purchase feels like you are squandering money. You try a few jobs and find every one of them grueling. The relatives who gave you such a festive welcome just days ago now start to… cool off, because everyone has their own affairs. Worse, plenty of friction begins to arise, because those already in America look at “the newcomers” as country bumpkins—even… as savages who behave bizarrely—while the newcomers look at “the America crowd” as indifferent, utilitarian, and harsh… And worst of all is when the immigrant begins to settle into those first unskilled jobs.

Back to "zero"

As mentioned in the previous part, all your old degrees and status get thrown out; hardly anyone can start right away in a professional job with a high income and respect… Most people will fumble along below zero—worse off than a child tossed out onto the street in Vietnam. Because a child in Vietnam, if thrown out onto the street, can still speak Vietnamese with the people around them, can still go begging, can still feel their way along the roads… Here you cannot, and that is why I call it below zero.

Usually the jobs you can take right away are waiting tables, kitchen help, going to nail school, or working in a factory… There will be days that are exhausting, dreadful, backbreaking, and full of hardship, from early morning to the dead of night. Spouses rarely see each other; your children are close by, yet you miss them all day long. You look back on your days in Vietnam—I was this, I was that—and wonder why it is so awful over here; you feel sorry for yourself, even a sense of humiliation and of having made a mistake. And for quite a few people, this is no longer a “honeymoon” but a “deathbed vigil.”

But this is also a miniature portrait of a “revolution”—for oneself and for the family of every immigrant. And revolutions have always begun with a festive mood, followed by hardships, even devastation, after which, as a new order is gradually established, the horizon slowly brightens.

The homeland behind you

Honestly, my family and I personally did not have to go through the psychological shocks of the early period of integration—I stress the early period, in keeping with the general scope of this article, since I would not presume to speak about the time that follows. That is because we decided right away that every objective difficulty is inevitable. What matters is that you can adjust the subjective side.

The biggest realization: to set foot in America is to set foot in a global nation. Throughout history, every American citizen has had a homeland behind them. That homeland is not meant to be forgotten or cast aside; rather, it is like a voice of one’s own that you bring to take part in the globalized integration happening here.

Living in the US means you have accepted that your homeland is the Earth itself. You are a human being who stepped onto the Earth from the universe. You place your homeland in a sacred compartment of your heart, rather than turning it into a mountain you must carry throughout this brief span of time gliding across the Earth. And that is how I settled the greatest difficulty—homesickness.

Next, even back when I was still in my home country, I had chosen a way of living: I am nothing special in this life. No titles, no power, no being some bigwig, and even career, fame, and status are all meaningless. So if coming here meant being tossed into a kitchen to wash dishes, or sitting beside an easel like a painter, it was all fine, because I had never drawn a distinction between them. Back home, I always hung out with very down-to-earth folks. So I could do anything without feeling sorry for myself. As for the psychology of integration, I was lucky to have wandered far and wide and taken plenty of knocks living away from home, so being an international “drifter” was no big deal either!

As for every other difficulty, it is all part of the game of integration; if you have to take it on and pay the price, that is fine too. Just like an athlete, getting to play is a joy, and if you get injured and need treatment, that is inevitable too—nothing to whine, grumble, or complain about… But above all, so many things have opened wide before my eyes since I set foot on this land, and I will tell you about them in future installments. From the children’s schooling to taking the driving test, buying a car, buying a house…

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Is living in the US easy or hard? – Part 3: "Dropping" your kids into the school system

With all the hardships you may have to endure, as I described in Parts 1 and 2 of this series, the single most important reason most families accept such a "tormenting" change is so their children can study in the American education system. I should also say right away that American higher education still ranks at the top of the world; among the top 10 universities, the US always holds 6 or 7 of the highest spots.

Share:  |  Updated: 25/08/2021  |  Reading time: 15'

Coasting along, then surging ahead

In elementary and middle school, students mainly study physical education, the arts, and life skills. Academic subjects are approached only lightly and in moderation. In high school, once their bodies have grown sturdy, their life skills are fairly well developed, and their spirits are… bright, students begin to accelerate, and the amount of knowledge they must take on rises. Subjects are divided into course units, and students take “graduation” exams by packages of subjects.

You can test earlier or later, as long as you complete each “package” at a certain level. You might be in grade 11 yet have already finished the coursework for grade 12, after which you begin the “subjects” relating to social and community activities and volunteer work…

This approach lets students invest in the subjects they love and study the rest just enough to get by. A young man who is good at math may graduate having gone far deeper in math than his peers, yet that same young man might write… full of spelling mistakes in literature. No matter, because the path he has chosen ahead of him is math. Universities admit students based on the scores they earned in high school, plus points for social and volunteer activities.

If you put in the effort, you can get into prestigious universities, even with tuition waived. If you just coast along, you will get into less prestigious universities and have to pay. Still, you can borrow money from the government to attend college and then pay it back gradually from your income after you graduate.

Some have asked: why do many countries around the world waive college tuition while the US does not? And here is one answer: the competitive policy of waiving or not waiving tuition based on ability and academic effort is precisely the mechanism that pushes students to strive and compete, rather than making it entirely free so you can just “coast” your way to a degree. I personally would not presume to say whether this answer is correct.

Still, one thing is easy to notice: younger students in America are rather weak academically, but the higher they go—especially once they enter the real working world—they always surge far ahead, thanks to an education designed for the long haul, one that knows how to pace a person’s energy over a whole lifetime.

No need to worry too much about English

The moment you set foot on US soil, even without a single piece of paperwork in hand, you are both allowed and required to take your children to school. Parents who keep a child at home, away from school beyond a short fixed period, can be prosecuted. The procedure to enroll your child can be completed within a short span of a morning.

The children are solemnly welcomed into class. Parents always receive thanks from the teachers and staff at the school. The school even assigns a few fellow countrymen—children who immigrated earlier—to accompany and guide the newcomer wholeheartedly, until the new student knows the ropes. Because America is a country of immigrant children. Tuition, of course, is entirely free. The children of newly immigrated families are almost all in difficulty, so they can apply for additional meal money from the government.

In the area where I live, all students living more than 1 mile from school get free bus service. They are picked up at the neighborhood in the morning and dropped back at the neighborhood in the afternoon. Children with special health circumstances are assigned their own transport—possibly one child per vehicle—with staff picking them up at the door and, on the way back, handing them over to parents right at the door, with the utmost care. The buses that carry children to school are a type of vehicle given special priority—I covered the specific details in several earlier articles.

Once the child arrives at school, the school takes full responsibility for every matter of health, safety, and schoolwork. The school always keeps you updated on everything by phone and email.

One time, I received a rather… amusing notice: today the school was on alert, and students were “locked” in their classrooms, not allowed out to the playground for a while. Because someone’s dog had wandered into the school playground. The school had already called the police, who cornered and caught the dog.

Yes, they raised the alert and reported it to parents immediately, because of one possibility: a student getting bitten by the dog. Beyond that, there are countless other stories surrounding school life and American education.

There is one detail I will share to reassure parents about to send their children to America. I have two kids; the older one had finished grade 6 at an international school in Vietnam, with English good enough to get by in conversation, and he settled in fairly quickly in America. But the younger one, who had only done half of grade 1 in Vietnam, had almost zero English. When he first entered school, the teachers always had to choose a fellow countryman to help him with the language. For the first few weeks, he was quite bewildered because he could not understand or speak at all.

Yet after just 9 months, including 2 months of summer ESL classes, he was “speaking English fluently,” with a thoroughly American accent—far better in intonation than the older one. So parents can rest assured; you do not even need to have your children study English in Vietnam, and because of that they may actually end up speaking faster and more accurately.

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Is living in the US easy or hard? – Part 4: Learning, taking the driving test, and buying a car

If you have ever learned to drive and taken the driving test both in Vietnam and in America, you have surely found that learning and testing for a license in Vietnam is… far more of an ordeal. Even so, a Vietnamese license cannot be used in America, because the US has not joined the Vienna Convention. You can look this up on Google.

Share:  |  Updated: 25/08/2021  |  Reading time: 15'

You are allowed to fail… 3 times

If you already know how to drive in Vietnam, you will not need to learn additional car-handling skills, though you will have to adjust your driving habits somewhat. As for knowing the roads, everyone learns that from scratch.

In many states with large Vietnamese populations, people are allowed to study and take the written test in Vietnamese. In the city where I live, to get through the written study and test in Vietnamese, each person pays US$50 at the center, studies from morning until midday, and takes the test the same day. Almost everyone passes this part. After passing, you receive a sheet of A4 paper bearing the signature of… the examining officer, and you can drive as long as someone over 21 with a license for more than 1 year is sitting beside you (this age and term may vary from state to state). So, in theory, you walk out of the house in the morning knowing nothing, but by the afternoon you can already drive yourself home.

The law is not out to “make things hard” for anyone, but if your driving skills, habits, and familiarity with the roads are not there yet and you cause an accident, a billion things come crashing down on your head at once. So cool your heels, go home and drill the theory until it is second nature, sit beside someone else, watch how they drive, observe the roads and signs for a while, and only then take the wheel. As with the written test, many individuals offer lessons for the road test, costing about US$400–500 from start until you get your license. Anyone who does not want a paid instructor can learn from a relative.

Because anyone over 21 with a license for more than 1 year (Texas law) can teach you to drive. You do not study and test on a practice course like in Vietnam; instead, everything starts right away in real conditions. Just crawl along small streets and gradually move out onto bigger roads. During the road test, they will not make you drive out onto the freeway, so feel free to get smooth on the small streets. Once your driving is… nice and smooth, you go to a traffic-safety center and pay US$25 to take the road test.

You are allowed to fail 3 times. From the fourth attempt on, you have to pay another US$11. In theory, whenever you fail, you can register to retake the test immediately. But your “track record” is all written into the report by the examiner sitting beside you and stored in the online system. Before getting into your car to grade you, the next examiner will glance back at your name in the system. So, to be safe, if you have just failed, it is best to go home and practice again for a couple of weeks before coming back.

During the road test you can drive any car you feel comfortable with, and you are allowed to use the backup camera when reversing, if the car has that option. The test includes backing into the gap between a car in front and one behind (parallel parking). Crossing a few stop signs, a few intersections, a few left and right turns. As long as you drive at the right speed, enter and exit sensibly, and yield according to the law, you can pass. Yet in reality I have known plenty of people who tested around ten times and still… walked away empty-handed from the examiner. After you have your license in hand, you will still be clumsy for a while. With all sorts of tragicomedy. Scraping and scratching the car a couple of times, having to take it in for repairs.

Labor for car repairs in America is extremely high compared with Vietnam; a single dent or a small scratch runs a few hundred dollars. Insurance may cover it, but the “track record” gets written into the car’s history and cannot be hidden. And the insurance premium you have to pay will go up. Driving on the road in America, you cannot crawl along slowly, darting your eyes around looking for a place to turn; you have to keep pace with the traffic around you. You also cannot pull over to… collect yourself, or the police will come and ask right away, because the shoulder lane beside you is only for emergencies.

So overshooting the spot where you need to turn will happen again and again. And once you have overshot, you cannot just… throw it in reverse or make a casual U-turn; you have to… keep driving to find a way back. The roads in Texas are laid out in a parallel grid, so you can get back to your starting point after a couple of miles, but in many states, if you have overshot, you might have to drive dozens of miles before there is a place to loop back to where you started.

In particular, a great many people who have been driving for over a decade still do not dare get on the freeway, because in Texas the speed limit on urban freeways is already about 60 mph (1 mile equals 1.6 km), and out in the suburbs you are allowed up to 70–80 mph.

One moment of distraction and the car turns into a… helicopter. But once you are used to driving, the feeling of gripping the wheel of a car on a US freeway is… just incredible. Just last week, my wife and I took turns driving a Sienna, cruising with the kids at 130–140 kilometers an hour, and it still felt like you could… step on the gas even more.

Because the car is steady and the roads are good. Looking at the smooth stretch of road, the forests on both sides green as a dream, it feels… almost unbelievable. I only hope to keep driving safely, so that feeling lasts, because when it comes to cars, no one dares predict anything. Next time I will go on to the story of buying a car in America.

Without a car, you are… doomed

One of the first purchases every family makes upon arriving in the US is a car. It is as basic as a motorbike in Vietnam—the “legs” of every household. Even more essential than that, because America spreads its population out very well, with every area fully equipped with infrastructure, so people have no desire to live in those crowded, noisy, cramped urban centers.

In the downtowns of many big American cities, after work hours you could… spread out a mat and sleep in the middle of the street because they are deserted. Precisely because the population is so spread out, going to work or meeting friends may mean driving very far. Without a car, you are… doomed!

Still, the purpose of buying a car for every new immigrant goes beyond that. Because, as I said at the beginning, every expense of American life is tied to credit and to buying on installments. To buy anything you need credit, especially a home. To build up your credit score in the early days, nothing beats buying a new car on installments—let me repeat, buying new on installments, because if you pay all at once, you have basically passed up the chance to build credit.

Every month, if you pay the bank in full and on time, your credit score is gradually built up, until it is enough to buy a house. However, to buy a car on installments, you… need credit, which is the catch, a difficult one for quite a few people. The common workaround is to ask a relative with a good credit score to agree to co-sign with you to buy that car.

Honestly, asking this favor is not easy at all unless the person is truly close to you. Because all it takes is for you to… carelessly forget a payment, and their credit score gets dragged down along with yours; they also have to disclose their income to the bank, along with many other consequences. And people who have been in America for years tend to… steer well clear of all this kind of trouble.

If you do not want to buy a new car, you can choose a used one—a type that has only been driven a few tens of thousands of miles—at a far lower price.

Cars in America need no introduction. Because every automaker in the world treats the US market as its number one priority. In every priority—equipment, safety, build quality—the US market always ranks at the very top. A car imported from America is the dream of car enthusiasts in Vietnam.

Because for the same brand and the same model year… the domestically assembled Vietnamese version is always only about two-thirds the quality of the American car. Yet car prices in Vietnam average three times higher than a comparable car in America. For example, when I bought a 2016 Toyota Camry XLE, the price was US$27,000, whereas on a car-sales website in Vietnam it was listed at 2.2 billion dong.

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Is living in the US easy or hard? – Part 5: Making money

There are 3 basic levels of making money, no matter where you are: first, using your labor to make money; second, using knowledge and skills to make money; and third… using money to make money. For a new immigrant, most kinds of Vietnamese credentials are not "compatible" on American soil, so only a small number of people can meet the requirements of the second "level" of making money.

Share:  |  Updated: 25/08/2021  |  Reading time: 15'

Making money with your labor

“Making money with your labor” also involves several factors that correlate with success: English ability, health, and effort. Of these, the third factor seems to be the most important—though, of course, we will assume for now that everyone’s health is at an acceptable level.

One thing that makes immigrants feel more confident is that in the US, whatever work you do, whether high or low in status, you are not hindered by the barrier of “saving face.” I know a native-born American, very successful, who, once retired, got restless and went to a supermarket to ask for the job of… bagging customers’ groceries into plastic bags. Still speaking politely, calling customers “sir” and “ma’am,” saying thank you, wishing them a good day…

Even at the same company, no one knows whose salary is high and whose is low; “grunt” or “boss,” owner or worker, everyone slogs away just as hard… Just the other day, my family inspected the house and found a screw missing on the roof, so we called the developer. To our great surprise, the person who showed up was the chief architect in charge of the entire construction of the whole hundred-home development. He set up a ladder and laboriously climbed onto the roof, inspected it, went off to track down the exact missing screw, then laboriously climbed up again to install it—never once calling on any “underling” to do that trivial job for him.

Getting straight into an unskilled job on American soil is not hard at all. The nail salons, like the ones in my state, are always plastered with help-wanted notices everywhere. Someone who knows nothing about nails can start taking classes and gradually begin working, and within a few months can be earning US$700–800 a week. A skilled nail technician here can make US$6,000–7,000 a month.

Another job that international students often choose is waiting tables or kitchen help, paid by the hour plus tips (in Vietnam people often use the French-derived word “boa”), earning around US$100 a day. Another job, well suited to men, is working in companies and factories, standing on the production line, or helping out in supermarkets… These jobs are regularly available at the government’s free job-placement centers.

You go there, leave your resume and phone number, and when there is a job the center will call you right away, through staff who speak your language. These jobs pay an average wage, starting low, around US$8–10 an hour. A 40-hour work week. If you work over those hours, you may be paid at an increasing rate. Many people choose to work exactly 40 hours a week but pack them in, working 10–12 hours a day. Think of it as getting it done in half the week, leaving the other half to find another job.

So many hardworking people may “grind” at 2 or 3 jobs. With an income of over US$2,000 a month, and both spouses working, it is entirely enough to make installment payments on a nice house and two cars, raise two children, and cover all the expenses. Earning over two thousand dollars, you start to have a surplus—to save, or to travel here and there when you have free time. That is the situation in Texas. These income and cost levels may differ in other states.

It may sound simple, but the hardship is real, depending on the job and the environment. Competition among people in the same situation can be fierce. The work environment can be suffocating. Hours change chaotically, and having to work shifts from night until the next morning happens often; spouses and children may see one another little, especially for those who are… too eager to make money.

Still, given this general picture, we can understand why, after a few years of “grinding,” most immigrants begin to stabilize with the money they have saved up. On top of that, many make the most of working and studying at the same time, so after a few years they have both financial capital and English, and many tuck away an American degree as well. And then they take off. As long as you have held on to the word “diligence,” and are “blessed” with stable health, few people end up in failure.

Making money with skills and credentials

Income shifts from being counted by the hour to a yearly salary. Except during severe crises—which are fairly rare—most Americans live “carefree,” spending whatever they earn, without having to worry too much about “tomorrow,” because the taxes they pay each year already secure their old age. Shops and restaurants have even discovered a very strange trait: the days people spend the most are the days right before the next paycheck arrives.

That is right: when payday is near, Americans start checking their accounts and spending down whatever is left over from the previous month!

Using money to make money

As soon as I set foot on American soil, I saw two very clear signs of a developed economy: low bank interest rates and very cheap commercial rents. These two factors make it very easy to do business, and they encourage and enable people to do business.

Conversely, it rules out the “freeloaders”—such as those who put money in the bank to live off the interest, or who own premises to rent out and then live in ease—leaving business owners to shoulder a very unreasonable burden.

After living in America for a while, with some capital in hand—even without experience myself, but knowing a few entrepreneur friends—they all say: once you have capital, you see opportunities to make money everywhere you look. The procedures for starting a business are minimal; every link in the operation has been in place for hundreds of years, from personnel to taxes to the legal system… You simply put your capital into that system and it runs, very transparently.

The more ideas and initiatives you have, the greater your chances of success. Conversely, if you put dishonesty into that system, it will throw you out at once, or you will have to pay a very steep price.

If everything seems as "open" as described above, then why does America still have unemployed people, even the homeless?

There really are two groups who find it very hard to integrate into American society—far harder than the same groups would if they lived in Vietnam: drug addicts and… those who have served time in prison. At any company or factory, after a job interview, applicants all have to undergo a blood test. If you test positive for drugs, every door is considered slammed shut. The same goes if you have ever served time in prison. A criminal record follows you for life and cannot be erased from the system.

Even a serious traffic violation on your record, such as drunk driving, that “mark” is stored too. Most employers, from companies down to small business owners, are wary of hiring these people. And that “harshness” gradually pushes those “with a mark” to drift from their homes out to the alleys, and then drift on to under the bridges.

Of course, when they hit rock bottom and become people like that, the government has other welfare measures for them. Still, that is deeply humiliating, in a society that prizes self-respect as much as America does.

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Is living in the US easy or hard? – Part 6: Buying a house

The US is a place layered with countless laws, and buying a home involves a great many issues. Even the most knowledgeable people can end up… hazy on quite a few of them.

On top of that, US law is already complicated, and it also varies a great deal from state to state and from region to region. So this is a story specific to Texas – where I live – along with a few lessons I picked up while "hunting" for a home of my own. Still, even with those differences, you can get a general sense of how buying a home works in the US, because the overall approach is much the same.

Share:  |  Updated: 25/08/2021  |  Reading time: 15'

Three ways to buy a home

  • Paying for the entire home in one lump sum. This is what home-selling companies like best, and it’s the easiest on me too. That said, it also touches on the question of where the money comes from and the owner’s background… There are many pieces of legislation tied to proving this, which I’ll set aside for now.
  • Buying on installments using your own credit. Usually you have to build up this credit over about 2 years, maybe longer, before you can buy a home on your own.
  • Buying on installments by asking someone to co-sign.

To add to that, every expense an American makes is tied to credit. To buy anything on installments, you need credit. When you’re first building up a credit score, nothing beats buying a car on installments. Every month, if you pay the bank in full and on time, your credit score gradually builds up. But to buy a car on installments, you… need credit, which is the catch-22 that trips up quite a few people. The usual workaround is to ask a relative with a good credit score to co-sign the car with you.

Honestly, asking for this favor isn’t easy at all, unless the person is truly close to you. Because all it takes is for you to… absent-mindedly miss a payment, and their credit score gets dragged down too; they also have to disclose their income to the bank, along with plenty of other headaches. And people who’ve lived in the US a long time tend to… steer well clear of this kind of trouble. So all you can do is scramble every which way to find someone you can lean on!

The higher the credit score and income of the person helping you, the less you have to put down up front and the lower your monthly interest. So finding a relative willing to co-sign a home purchase for you on installments is far harder than finding someone to co-sign a car. You have to find a person who: has paid off all of their home and car debts; has a steady income, so the interest you’ll be borrowing at isn’t too high…

Why do Americans move house so often?

One difference between the US and Vietnam is that, besides paying for the home, you have to pay a recurring annual charge: property tax. In Texas this tax ranges from a bit over 2% to a bit over 3% of the home’s value per year. In older areas, where the roads and schools are already well established, the tax is lower.

Conversely, in newer areas you have to pay more, to help build the infrastructure and security where you live. That said, older areas usually don’t have security or school ratings as high as the newer ones. And in older areas you also have to pay higher annual home insurance. So Americans tend to keep moving to newer areas. There are statistics showing that, on average, an American moves house more than 10 times from youth to old age.

Once you’ve arranged enough means to buy a home, you begin the process of choosing.
In the US, there are a few basic tiers of housing, as follows, from highest price to lowest:

  • Detached house, or villa (single house): A single house with a surrounding lawn, trees, and plants, sharing no wall with any other house. The usable floor area is roughly 200 square meters or more. In the US they usually count only the house’s footprint, the usable area inside the house, not the surrounding yard, because a given house may have no fence or boundary line…
  • Row house (condo): A cluster of houses that share walls, but each still has its own lawn, trees, and plants.
  • Apartment: Shared walls and a shared complex for the whole development.
  • Mobile house: You rent a plot of land and pay for it periodically. Then you rent a mobile home, which is towed in and set down on that plot. After that you hook up electricity, water, gas… with the rest of the area so you can live there. When the lease is up, they can come and tow the house away.

Most immigrants arriving in the US, living in cramped cities, come to own their home by moving up from the lower tiers to the higher ones. In Texas specifically, home prices are fairly cheap compared with the rest of the country – possibly as little as 1/4 to 1/5 the price of a comparable home in California – so an apartment might cost just a few tens of thousands of dollars, along with low taxes.

Buying a single house is fairly ordinary. However, to keep individuals from speculating and owning multiple homes, from the second home onward you’ll bear more costs than on the first one…

In older areas, crowded with immigrants and poorer people, where security really isn’t great, the price of a single house can range from US$120,000 to US$150,000, plus land tax of about 2% a year. In these areas houses usually have to be reinforced with iron bars, the roads are fairly bad, and the school ratings are low. Things improve the higher home prices go.

Once you reach the US$250,000 to US$300,000 range, plus tax of about 3% a year, you’ll be in a fairly… quintessentially American area, where each house has a built floor area of over 220 square meters, with 3–4 bedrooms, a garage, bathrooms, a family room, and a spacious living room.

Every indicator for security, schools… is good, and the neighborhood has full amenities such as parks, swimming pools, recreation areas, community spaces, woods, lakes… Once you get to US$500,000 and up, your house can back onto a lake, with a vast usable area, and inside there’s a full set of rooms for recreation, exercise, a mini home theater…

For a mid-range home, from US$220,000 to US$300,000, you can put US$50,000 down and pay off the rest in installments over 30 years, with the bank interest rate ranging from 4–8% a year, depending on your credit.

Adding in taxes and everything else, it works out to roughly US$1,700 to US$2,000 a month for the house. Whenever you’ve saved up enough, you have the right to pay it all off at once, with no penalty. Even if you work at the level of… a laborer or a wage earner, you can still comfortably keep up the payments.

If you fall into hardship and are completely unable to pay, the banks will give you a “grace period” of about 12 months (depending on the contract). If you still can’t pay, your house will be foreclosed on through bankruptcy proceedings.

Your credit score goes back to 0. This happened to many people during the US housing crisis of 2008, when the banks lent… with the doors wide open, without carefully vetting home-purchase applications. US property law has since been tightened after that crisis.

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Is living in the US easy or hard? – Part 7: Going into an American hospital

One of the most legally complicated issues in the US is the matter of medicine and health care. Because it touches directly on something literal: each person's health and right to life, at their most vulnerable moment.

On top of that, anything involving health care touches countless stakeholders – from hospitals and insurance companies to workers, even the political system… So in this part, I'll admit I can only cover what I know from my own subjective point of view, in the most condensed way, with the focus on newcomers.

Share:  |  Updated: 25/08/2021  |  Reading time: 15'

No insurance = bankruptcy

Until the “Affordable Care Act” – which people commonly shorten to Obamacare – came along, American health care appeared as both an angel and a devil.

Its medical staff are among the best in the world, and so are its equipment, amenities, and infrastructure. However, the medical costs patients have to pay are also among the highest in the world. The poor get government assistance. The wealthy can, of course, afford it. For the middle class alone, health care is a nightmare, because they constantly shoulder a staggering insurance bill.

If someone “shrugs it off” and doesn’t buy insurance, then happens to fall ill, consider them… financially ruined. A very high share of the people who file for bankruptcy do so because they got caught by medical bills after falling ill.

Obamacare had been quietly taking shape in the Democratic Party’s agendas over many terms before. But it was under President Obama that it was pushed, through much difficulty, into a law that was actually enforced. To this day, the law still has many points that draw disagreement from all sides. But on the whole it has helped most Americans feel more secure when they get sick. Let me sum up a few of the basic points of this… hefty law as follows:

  • Every American, rich or poor, healthy or ailing, must buy health insurance. Except for those who already have it provided by the businesses where they work, or who are on other insurance programs (Gold Card, Medicaid, Medicare…).
  • People such as legal residents, short-term residents, and international students can all buy this insurance.
  • People who are already ill, seriously ill, or terminally ill can also buy this insurance even while sick.
  • If you don’t buy it, you’ll be fined US$400 to US$700 a month, as of 2016. The fine goes up year by year.
  • The amount of insurance you must buy is proportional to your income. Poor people and new immigrants may only have to pay a few dollars a month for this insurance. But the wealthy have to pay thousands of dollars a month. So you could see this law as “forcing” the rich and the healthy to “pay” for the poor and the sick. That’s why it drew opposition from many quarters. In nature it seems rather like: a socialist-oriented market economy! In the essential, original sense of that phrase, of course. And this law is still considered not to violate the US Constitution.

So the conclusion to draw is: basically, every American, every green card holder, and every legal resident has health insurance, in one form or another. And no one has to worry about health care anymore.

Starting to use health care services

What’s easy to notice in the US in general, and Texas in particular, is that everywhere you go you see hospitals. From some of the most enormous buildings in the city, down to clinics staffed by just a few doctors. After buying insurance, you can choose a “family clinic” near where you live for yourself and your family. People usually pick a clinic run by a doctor from their own community if they aren’t yet fluent in English.

This is a general clinic, at the smallest scale. Except in emergencies, when you have to go straight to any large hospital, in all other cases – when you feel… under the weather, or for a routine annual checkup – you have to contact this family clinic first. You can make contact by showing up in person to wait in line, or by booking an appointment online, by phone…

This is a… tiring process, because most clinics can’t handle you right away and you have to wait a few days. On the appointed day, you go to the clinic, check in, pay a “token” few dollars, and go in to be seen by the doctor. For minor illnesses, the family doctor handles it on the spot and writes you a prescription to fill at the pharmacy. For “specialized” conditions, the family doctor will refer you up to specialists at a large hospital. And again you’ll have to wait a few more days for the specialist to schedule you in.

At the specialist clinic, from emergencies to ordinary illnesses, you’ll sense an… almost regal atmosphere, if the hospital atmosphere in your memory is anything to go by. Whether you’re the guy serving pho or a senator, everyone is treated the same. If you don’t speak English, they’ll connect you with an interpreter.

No matter how sick you are, there’s always at least one doctor, along with seven or eight nurses and assistants, serving you: one to show the way, one to push the wheelchair, one carrying a phone right beside you (in case interpreting has to be done over the phone). And they all keep smiling and saying… thank you. Not a single doctor, nurse, or assistant will take a “tip” you slip into their pocket – such an act is even seen as an insult.

If you’re a new immigrant with low social standing and a modest income… it’s very easy to feel flustered at being cared for so attentively. For example, how would you feel when an elderly “white American lady” kneels down on the floor to fish out one of your shoes and slips it onto your foot with a warm, sympathetic smile? While you’re being treated, you always have a private room, with a bed beside it for a family member.

However, the family member is only there for moral support; all monitoring of the patient is done by the care team, watching every second from the equipment outside, as well as through regular check-ins. The family member doesn’t have to lift a finger at any stage, not even washing the patient’s face, brushing their teeth, or handling their hygiene.

There’s a board, or a survey form, rating how satisfied you are with the treatment and care team in your room. Just rate them merely “fair” and they’ll be… alarmed, apologizing and asking in detail what made you feel dissatisfied.

For pediatric patients who are children, there are usually gifts and toys prepared and ready when they come in for a checkup. The doctors and care team even turn into… actors, or clowns, creating a cheerful mood for the kids. When my two little ones first came over, the moment they heard they got to… go to the hospital for the doctor to check them, they’d jump for joy, as excited as if they were going to… Disneyland!

Once you have US citizenship and are elderly, or carry an illness in the dangerous category, you’ll be entitled to in-home care. Or the government will pay you the cost of hiring an in-home caregiver.

You can even hire… your own children or grandchildren to take care of you, and the government will pay that caregiving wage to your very own… children or grandchildren. The amount paid for each hour of such care obviously can’t be below the minimum wage (in Texas, US$7.50/hour).

IF SOMEONE “SHRUGS IT OFF” AND DOESN’T BUY INSURANCE, THEN HAPPENS TO FALL ILL, CONSIDER THEM… FINANCIALLY RUINED. A VERY HIGH SHARE OF THE PEOPLE WHO FILE FOR BANKRUPTCY DO SO BECAUSE THEY GOT CAUGHT BY MEDICAL BILLS AFTER FALLING ILL.

No insurance, and also… no money?

Once you’ve walked into the hospital, your relationship with the treatment team is simply that of medical staff and patient. There’s no other kind of discrimination whatsoever. At the very least, you must be treated through the critical danger in an emergency. There is absolutely no such thing as paying hospital fees up front before being admitted.

During treatment, the hospital’s administrative team may look up information about you and then advise you on the most optimal ways to deal with the “aftermath.” Once your treatment is finished, the bill will be sent to your home address.

If you can’t pay right away, the amount will be broken up so you can pay it off month by month. If you… default, declare surrender, and pay nothing at all, the “penalty” against you is only a civil matter, pushing your credit down to 0, with no other form of “making life hard” for you.

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Is living in the US easy or hard? – Part 8: Consumer goods and "hand-carried" goods

You've been to Europe, dazzled by tens of thousands of luxury brands, but… a little shaky when you reach into your wallet. Japan is similar: countless things to lose your head over, but the moment you hit the prices, many a tongue suddenly… slips further down the throat.

Conversely, when you go to Thailand, China… the "small change" keeps hopping about, because everything looks cheap, and after one breathless shopping spree, back at the hotel many people suddenly… freeze up once they add up the receipts. All of those shades of buying and selling, from the most extreme luxury to the most downright budget, you'll find in the US.

Share:  |  Updated: 25/08/2021  |  Reading time: 15'

Consumption and shopping

I won’t get into the “high-end” angles of goods and trade, only the most general angle, the one you most easily “bump into” in everyone’s daily life. The supermarket system in the US is split out by category, by need: food, fashion, furniture, electronics, home appliances, computers, office supplies, alcoholic beverages, pet supplies…

Generally, no consumer segment is left empty, nor left un-professionalized. The first time you set foot in a supermarket in the US, it’s very easy to feel overwhelmed, because of how spacious and vast it is, with its goods stacked layer upon layer. Most consumer supermarkets are open 24/7, seven days a week, including holidays. They don’t close as much as supermarkets in Europe.

With ordinary consumer goods, Americans have almost no concept of… repair. For example, a huge refrigerator is used only from the moment it’s bought until the first time its gas runs out; no one thinks about recharging the gas a second time to keep using it – they immediately swap in a new one.

So the US also has a chain of stores that specialize in… taking in all kinds of used items and reselling them very cheaply, for people who need them. Every family always has a corner of the garage for storing used things, especially clothes, shoes, household goods… and every few months, people open up and put out a garage sale sign.

Here you can buy brand-new bicycles for a handful of dollars, table-and-chair sets for a few percent of the original price… Whatever is still left after the garage sale, they box up to give away, and charity workers will come right to the house, load it onto a truck, and haul it to the used-goods superstore chain. The customers of used-goods superstores aren’t necessarily poor people.

PLENTY OF PEOPLE WITH DECENT INCOMES STILL KEEP THE HABIT OF WANDERING THE USED-GOODS MARKETS, PICKING UP A FEW QUIRKY THINGS…

Besides the pleasure of strolling and shopping at the malls, America’s e-commerce system – buying online – is gradually overtaking the traditional way. Especially before the holiday seasons, delivery trucks swarm along every road. Delivery workers just quietly come to your door, leave the package you ordered on the doorstep – from electronics to clothing – and then… move on.

No signature, no inspection, and also… no fear of theft. Many families are out all day, and when they come home at night they find the packages they ordered piled up by the door. I’ve also heard whispers that thefts have happened, but they’re very rare. So I haven’t heard anyone mention how you’d be compensated if a package goes missing. But businesses usually don’t push the loss onto the customer. It’s all based entirely on mutual trust.

There’s a quintessentially American shopping convention, common nationwide: you have the right to return an item you bought within a few weeks, maybe up to a few months, or even a few years… depending on the supermarket chain’s policy. There’s no annoyed reaction at all if you carry the item you bought back to the store and hand it to the returns clerk – with the receipt from your purchase, of course. At most, they’ll ask you a single question, meant more to take good care of the customer than to give you a hard time: Why are you returning this item? You have every right to answer: I don’t like it. And the clerk will still accept it, and say thank you! Because of this way of shopping, some people have taken advantage of it.

“Buying” items they only need to use once, then returning them the next day. For example, say tomorrow your family is going on a picnic and you need a few tents, some umbrellas, a few chairs, a handful of floats, even a boat, bicycles… You go to the store, haul them home, and once the outing is over you bring them back. 100% refund! Or you’re going to a party and want a nice dress – you “play the same game.” There have been anecdotes and newspaper articles about all sorts of bizarre returns.

For example, buying a few pots of ornamental flowers, displaying them until they wilt, or planting them in the ground where they shrivel and die, and then bringing the dead plants back to return. Or buying food, letting it spoil at home, and returning that too… In cases like these the seller can refuse to take them back.

However, in a society where people hold self-respect and “playing fair” in high regard, the share of people who “play dirty” isn’t high and doesn’t give retailers much of a headache to balance out, so this shopping rule has been kept up all along, as something perfectly normal all across the US.

Customers in the US are both kings served from head to toe and… silent victims and debtors. The banks are very… eager to get people to spend money, by… lending “without mercy.” An immigrant who’s only been here a few months will already have them “toss” one to several thousand dollars of credit onto a card for them: Just go ahead and spend, the more the better, the more your credit goes up, and we’ll deduct the debt at the end of the month… But if you… lose your head, lacking the experience to keep it in check, you may well end up tossing a few pairs of designer shoes into… the soup pot and cooking them up for the whole family to eat all month, instead of putting in vegetables and meat.

That said, apart from people who spend money far too lavishly, there really aren’t all that many who go bankrupt over a shopping obsession. Because prices in general, from a bunch of vegetables to a car, are very cheap relative to people’s income. Even far cheaper than the price of that same item back in Vietnam. So for new immigrants, dressing yourself, or buying the most basic consumer goods, is almost nothing to worry about.

In the city where I live, there’s a chain of supermarkets specializing in Vietnamese and Asian goods, scattered in all four directions. Other ethnic communities all have similar store chains. Almost any immigrant, in any area, can shop within their own specialized supermarket chain. Rest assured, as much as 99% of whatever you can find in Vietnam is available there. From toothpicks and flip-flops to bottles of soy sauce and jars of fish sauce…

However, one thing saddens me deeply: a great many distinctly Vietnamese products – such as shrimp paste, Phu Quoc fish sauce, the ingredients for pho, mi Quang, bun bo Hue… – clearly have Vietnamese printed on the packaging, yet are made in Thailand, China… by those countries’ own companies. Are our home-country businesses too weak to compete, or have they… forgotten this market of millions of overseas Vietnamese?

Trading in "hand-carried" goods

Beyond the things mentioned above, the American market has one more defining feature: shopping by timing. The same pair of shoes, the same watch, the same handbag… sells for $100 one day, “out of nowhere” drops to $10 the next, and the day after goes back up to $100 as before. The reason for a markdown might be stock brought in for the holidays: once the holiday passes, the price instantly becomes… scarily cheap.

Or, come spring and summer, fall-and-winter merchandise gets marked down. Or there’s merchandise tied to a movie, a sporting event… Another reason: supermarkets often reel customers in with the trick of suddenly discounting a few items for a couple of days, so people drop by to buy one thing and then… want to come back for more. Those who make a living hunting goods and trading between the two shores of the US and Vietnam are extremely good at “hunting” for stock and items like these.

That said, even for items that aren’t on sale, there are many categories of goods whose prices in the US are far cheaper than in Vietnam. For example, a men’s dress shirt for office workers in Vietnam, from a fairly decent brand, might cost 600,000–700,000 VND. But for a shirt of the same brand tier, or even higher-end, bought in the US and shipped back to Vietnam, the resale price can be a few hundred thousand dong lower.

In particular, America’s fashion and consumer shopping season runs from Halloween, through Thanksgiving, all the way to the end of Christmas and New Year’s Day. After New Year’s Day, all the clothing, candies and sweets – basically everything, across the board – get marked down, even though their shelf life is still very long and their quality is intact. That same stretch is the… Tet-shopping season in Vietnam. Many “savvy” people only have to “work” the clothing and candy lines alone, shipping them home to sell for the Tet season, and they… sell out like wildfire!

That’s why, back when we were still in Vietnam, since we had relatives in the US, my wife did online selling for a long time. A group of friends who love shopping, or who do this same work, hung out together online. They could send a link to an item they’d hunted down online, my wife would forward that link to family in the US to order, and it would be shipped back to Vietnam in a short time. Or my wife would pick out the styles she liked, post them on her page, and whenever someone ordered, or wanted to resell as a middleman, she’d have the goods shipped over.

In general, a lot of people in Vietnam these days are pretty well versed in this… The sellers split the profits among one another. The buyers, meanwhile, can find plenty of items they like at prices much cheaper than buying at the malls or at domestic shop chains. There have been efforts on the government’s part to regulate this trading system for taxes. But when you think about it, it’s just like Uber Taxi: when the benefit lies more with the customer, “sorting it out” is a struggle indeed!

Writing to this point, I suddenly feel like… giving up painting and journalism to go sell things online!

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Is living in the US easy or hard? – Part 9: After work

A few weeks ago, my family threw a small party. We planned to invite lots of relatives and friends over, but after a round of calls and asking around, the final list came to less than half, because it was the middle of summer break, so one person after another was tied up… off on a trip.

For longer trips, some choose the sunny Caribbean, head over to Europe, down to South America, or back to Vietnam. A notch above that, they can buy a spot cruising around aboard the giant mega-ships, at a cost that isn't too high relative to their income. Still, the most common choice is domestic US travel, by plane, or driving there directly…

Share:  |  Updated: 25/08/2021  |  Reading time: 15'

Nice weekend!

During a single vacation, a family can “wander” through several such nature preserves or scenic spots. One advantage that American families have is that every household owns a car; besides a small car for commuting, each home usually also has a van or a caravan for outings. Children’s school breaks are also spread throughout the year, with a vacation of about 10 days in every season, plenty of time to travel.

Hotels, even in famous tourist cities, are not expensive relative to income. A single day’s wages for a working person is enough to pay for one night in a decent hotel. The sight of a whole family in one car, cruising down the interstate highway, husband and wife taking turns at the wheel, is incredibly… satisfying, and also very easy to do.

Households near a river, lake, or the sea can buy a small boat or dinghy, load it onto the roof or tow it behind the car to their destination. A boat costs about the same as a car, so it is not a luxury. That is why travel here draws no class lines: whether you are an ordinary laborer at the very bottom or a lofty “aristocrat,” everyone experiences and enjoys life the same way.

Just like driving across state lines, the scene of a whole family sitting aboard a “yacht,” gliding over the waves, fishing, sunbathing, then pulling up to a forest, setting up camp, throwing a barbecue, drinking beer, playing music and singing, dancing all night, and then crawling into a tent to sleep is very common.

Besides these long trips, in any area, within a radius of about ten to fifteen minutes’ drive there are always parks and campgrounds on a smaller scale, but still large enough that you cannot see all of them in a whole day. When it comes to parks in the US, you will picture something different from parks in other countries. For example, in Vietnam or Europe, these are gardens that have been built and neatly planned, with trees, flowers, and walkways…

Parks in the US are areas of forest, lakes, marshes, and rivers… natural and carefully preserved. They build only walking or biking trails winding through the woods. Here and there you come across a cluster of buildings displaying relics, a natural history exhibit hall, a children’s play area… tucked away among the forest canopy.

These parks usually have lakes and rivers… where you can buy at a supermarket a two-person hand-paddled canoe, priced at roughly US$100 to US$200 each. Each family has two or three, and together they paddle winding through the rivers and streams. Or you can also rent a paddle boat for a few hours at a gentle price.

The scenery at these parks is enough to leave you… in a daze, without having to go anywhere far, especially on spring days when wildflowers bloom endlessly, or in autumn when the leaves turn gold. Beyond the parks there are also theme entertainment areas, old towns, farms, or simply the vast fields along the roadside… Anywhere can be chosen for roaming and relaxing…

From national parks, to regional parks, and then to your very own neighborhood. In almost every area, including apartment complexes, there are small parks with patches of woods, lakes, community houses, sports areas, swimming pools, children’s playgrounds… You can stroll, bike, and exercise to unwind in a quiet, clear atmosphere…

And finally, you reach your own house. The layout of every detached house always includes an important space in the back, with a patch of lawn, greenery, a flower garden, and a patio wide enough for dozens of friends to come over. Many homes even have a forest adjoining the backyard (my own home does, even as a newly arrived, poor immigrant, haha), or a private pool. Americans always value their weekends.

A greeting you will easily hear is: Nice weekend! On the weekend, it is not unusual to see cars parked densely in front of some house, spilling over in front of the neighbors’ homes, with a livelier atmosphere than usual; you may hear faint music, the clinking of glasses, singing and playing late into the night.

And almost everyone is understanding about it: your house has fun today, my house has fun tomorrow, it’s the weekend after all. A weekend get-together usually features grilled meat, so every home has a grill set up permanently in the backyard.

American beer costs about the same as beer in Vietnam, and Americans are world champions at drinking beer, regardless of gender. However, every household that goes to a party must leave one member who… doesn’t drink much, or drinks just… a little, so they can… drive everyone home. In the season when there is football or sports events in the afternoon, sitting in the backyard with a barbecue, cold beer, and watching the event on a big-screen TV with friends is… just the best! Haha…

Home Movie Screenings

Besides entertainment options like traveling, picnicking, and weekend parties, Americans also have many other ways to have fun, such as attending concerts, watching plays, going to the library, visiting museums… there is no need to talk about those; what I want to tell you about is a fairly popular pastime: watching movies.

In the past, I was quite surprised to learn that the movie theater system in the US is somewhat less modern than in… Vietnam. The world’s top movie projection technology is also in South Korea, not the US. Going to the theater to watch a movie is not a… lively choice for Americans either…

It was only after coming to the US that I understood, because houses in the US are so spacious, home theater systems are extremely common. For a budget of about… two months of an ordinary worker’s wages, you can already “install” a “huge” movie “theater” right at home. I once visited a friend’s house, where the couple lounged with their legs up on a “contraption” that was half bed, half chair, with… beer and snacks beside them.

In front of them was a screen about 5 meters wide and 3 meters tall… playing an ultra-sharp film, with a sound system that… shook your heart and lungs (yet the next room was still not noisy). With a way of watching movies like that, why would anyone go to the theater anymore?

In short, Americans work their hardest, but their level of entertainment, relaxation, and enjoyment is also “full throttle.” The scope of a single article cannot possibly cover it all.

Don't Just Take a Passing Glance

Almost no one can put together an application on their own, for themselves or their family, to immigrate to the US. You will almost certainly have to go through the advice of an immigration office or a lawyer. However, finding a place truly worthy of your trust is not at all simple. You are changing the life of an entire family, with enormous sacrifices, pouring a lifetime’s savings into a single choice.

If you “win,” it is not necessarily “easy street,” with countless difficulties still waiting ahead; and if you “lose,” everything will be like a tornado blowing through the roof of your house, and you won’t know how to restart life on the old ruins, both mentally and materially… So you must be truly careful to the utmost-most-most degree.

There is one advantage: today we have the internet, with countless groups and “channels” to research every small detail carefully, to listen to and weigh every source of information. If you have the means for even more, let’s find a way to visit the US in person. Don’t go as a tourist giving it a passing glance; instead, stay at least a few weeks. Try for yourself to… wander around looking for a job, knock on doors to ask about buying a house, go and look for schools for your children and grandchildren…

Or if we have relatives, kin, siblings, or truly close friends, let’s gather every piece of information from them, both positive and negative. After determining everything clearly, we also need to set ourselves a way to keep our minds balanced: if you can go, that’s great; and if the application is denied, treat it as… failing one semester’s exam.

So, to begin, go on Google and search the keyword phrase: “Types of US immigration visas.” The results will appear right away, from E, B, C, F, L… And within each “letter” there is a number appended to break it down further. And don’t lose patience; spend perhaps a few weeks or a few months tracing each of those subcategories and learning all about them. Along with that, build a table, filtering out the points worth remembering.

After that, note the categories that seem closest to your own ability to go. Don’t think this is pointless fussing. You must absolutely know nearly all of the information and be thoroughly familiar with your own category through many sources, many people, many friends. Absolutely do not “stake your fate” on the basis of… mere hearsay and knowing very little!

There are many immigration offices and lawyers, both in Vietnam and on the US side, who are skilled in immigration matters. You will certainly need their help, more or less.

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What you need to know about the US before moving there to settle

Before settling in any country, learning the basics about its daily life and culture is very important and helps you integrate quickly into your new life. So, to quickly get used to life in the US - one of today's most popular immigration destinations - what should investors and their families keep in mind?

Share:  |  Updated: 22/08/2021  |  Reading time: 15'

Weather and climate

The US is a very large country, and its climate and weather can vary greatly by season and by region.

In summer, the northern states are warm, with a few hot days and cooler mornings and evenings, while the southern states and tropical areas are very hot. In fall, temperatures begin to cool across the country. This is a much-loved season in the northern regions, where the leaves turn shades of red, yellow, and orange.

Winter is fairly mild in the southern states, while the northern, northeastern, midwestern, western mountain, and Great Plains regions often see snow and colder temperatures. In spring, temperatures begin to warm, and thunderstorms and rainstorms are common across the country during the summer months.

Business hours and the daylight saving tradition

Business and operating hours in the US vary greatly from one area to another. In large cities, businesses, stores, and the like tend to stay open longer or even operate 24/7, while in small towns service hours are more limited and closures last longer during the off-season. So, to use public services such as banks and the post office, or to shop at malls and supermarkets, it is very important to check the hours in advance.

In particular, the US has a tradition of saving and making the most of daylight. The saying “spring forward, fall back” applies to this tradition. On the second Sunday in March, clocks are set forward 1 hour, and on the first Sunday in November, clocks are set back 1 hour. Arizona, Hawaii, and the territories of American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the US Virgin Islands do not observe this tradition.

The main purpose of daylight saving time is to help people make better use of the daytime. People get an extra hour to work, rest, or simply spend time on themselves.

Transportation

The most common ways for Americans to get around are cars and public transportation. The US is a country with a vast land area, so when you move to the US, each family needs its own car for convenient travel. Americans usually send their children on the school bus, while adults use their own cars to get to work.

Traffic in Los Angeles, California

One thing to note: in Vietnam, most road users turn right on a red light, even though this is not legally permitted. In the US, however, turning right on red is allowed, as long as the driver does not obstruct the lane going straight (on a green light). If there is a NO TURN ON RED sign, a moving vehicle must come to a stop.

Healthcare

The US has always been known for having some of the best healthcare in the world. The country brings together advanced medical methods, top experts, and the best care services. Americans usually pay their healthcare costs directly or through insurance.

Unlike most developed countries, the US does not require foreigners entering the country to have health insurance. However, because healthcare costs in the US are higher than in other countries, investors and their families should buy health insurance to access good care at a reasonable cost. Long-term treatments are often limited for those without insurance. Dental and vision care are usually not included in general insurance, and both are very expensive. If you receive any kind of medical treatment in the US, keep your bills so you can request reimbursement from your insurer.

Cost of living

Prices and the cost of living in the US are considered lower than in Western Europe; however, compared with Vietnam, prices in the US are still much higher. In particular, if you decide to live in two famously expensive cities like New York or Washington, you need to be well prepared financially.

Gas prices in the US are cheaper than in European countries, but the need to use a car is higher because of the country’s vast geography. As a result, it is more convenient for foreigners to choose their own car as their means of transportation.

In the US, people with a comfortable middle income often head to high-quality malls with modern styles. Malls carry goods from a range of brands. Well-known American brands include: Lord & Taylor, Hecht’s, Strawbridge’s, Kaufman’s, Filene’s, Macy’s, Bloomingdale’s, Burdine’s, Lazarus, Rich’s, and more. At these stores in November, from Thanksgiving to just before Christmas, one of the biggest shopping seasons of the year takes place. In addition, these malls often run many special promotions and deep discounts.

Differences in voltage use

In Vietnam, electrical devices typically run on 220/240V, but in the US the electrical current and outlets are standardized at 110/120V. So, when moving to the US, investors and their families who bring electrical devices that run on 220/240V should prepare a voltage converter for convenience.

Using the right converter will protect electrical devices from damage. If you did not prepare one in Vietnam, you can still easily buy converters and adapter plugs at most large US stores such as Walmart and Target, as well as electronics shops.

A few cultural notes

Learning about the culture of the country where you will settle, so you can adapt quickly and build a stable life, is very important. Before settling in the US, you should keep in mind the following cultural differences so you can integrate well into your new life:

  • Americans are usually very punctual and respect schedules. If you have an appointment but something unexpected comes up and you will be late, you should call ahead to let the other person know and apologize as soon as you arrive.
  • Americans love sports and regularly follow related news. The most popular sports are baseball and basketball.
  • Like other countries, Americans value competitiveness, especially in education. From a young age, children are encouraged to study hard and strive to reach their goals. Universities are highly competitive, so parents often start preparing their children for college admissions early.
  • Because the US is a country of many different cultures shaped by immigration, Americans deeply respect differences and cultural diversity, especially in communication and expressing opinions. A basic rule is not to use words or expressions that could be understood as discrimination against or prejudice toward other countries or cultures.
  • Americans often strike up conversations with strangers about everyday topics like the weather, sports, or popular TV shows. While waiting for a bus at the stop, standing in line to buy something, or riding in an elevator, don’t be too surprised if a stranger starts chatting with you, saying something like: “Did you watch the Super Bowl last night? What a great game!”
  • Tipping culture is very common in the US, especially at restaurants.

We hope the information above helps you and your family as you plan and prepare for US immigration in the time ahead.

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10 reasons the "American Dream" is a place to settle

The American Dream - the belief in a free, equal society, a land of opportunity for everyone regardless of class, origin, or race. A place people around the world want to come to in order to build a prosperous life and a better future for themselves and the generations that follow. This country has far too many good things to mention, but here are the top 10 reasons investors choose to settle in the US.

Share:  |  Updated: 22/08/2021  |  Reading time: 15'

1. The "dare to take it on" spirit

A positive attitude is ingrained in Americans. They tend to see opportunities where others see difficulty. The strength of the United States was built on the very belief that anyone can achieve anything they want, so it is no surprise that most Americans rarely doubt their own abilities and are always willing to make the effort and take on any challenge to accomplish what they set out to do.

For immigrants, this means an open community that is always ready to welcome and help newcomers settling in the US, and that believes immigrants can achieve the same success and happy life that they have. It is easy to feel this sense of community in any city in the US, where neighbors offer to help and strangers cheerfully greet one another on the street.

Living in such an optimistic, forward-looking culture, it is hard to stay pessimistic even if you tried. This mindset becomes a powerful source of energy that helps immigrants break through their limits to quickly integrate and reach new heights of success in a new country.

2. Education

One of the top priorities when investors choose a country for investment immigration is the quality of education for their children. A free public school system with world-leading educational standards is a compelling reason many families choose to settle in the US.

It is well known that the advanced K-12 education system aims at well-rounded development, drawing out each individual’s strengths, and that American universities consistently rank among the best in the world. Parents can be fully confident that their children will have a strong learning environment and degrees recognized worldwide, giving them a wide-open future and easy access to opportunities anywhere.

3. Healthcare

The US healthcare system is among the best in the world. Well-funded, well-trained hospitals and medical staff, together with world-leading medical innovations, give residents peace of mind about treatment when they need it. Since 1975, it can be said that 90% of the world’s medical innovations have originated in the US.

Of course, high-quality healthcare comes at a fairly high cost, so when you settle in the US you will need to buy health insurance for your family to prepare for this. However, if you work for a company, many employers offer very good healthcare benefits, covering most or all of the insurance premiums for employees along with their spouse and children.

4. Economic strength

The US economy has a powerful influence on the global economy, and the US uses this to negotiate the best possible benefits for its citizens around the world. The US dollar is regarded as an international reserve currency because of the stability and security of its value; US citizens do not have to worry much about inflation and can confidently hold one of the world’s most valuable currencies, accepted wherever they go.

EB-5 investment

A survey by the OECD (Organisation for Economic Co-operation and Development) found that Americans have the highest average household income in the world. Even so, life in the US is not overly expensive. The US ranked first for affordability and food security in the global food security report. This means that, living in the US, people can cover their cost of living far more easily than in other developed countries, while still enjoying a very full, high-quality life.

5. Career opportunities

Securing jobs and livelihoods for its people has always been a top goal of the US government. And it has consistently done this well, keeping the unemployment rate very low for many years.

Most recently, when the country was hit hard by the COVID-19 pandemic in 2020, the average US unemployment rate rose above 10% in some months, but the government quickly introduced timely, sensible support policies that helped stabilize the economy and people’s lives and bring the unemployment rate back under control. According to statistics from July 2021, the average US unemployment rate continued to fall to 5.4%, compared with 5.9% the previous month and 10.2% in July 2020.

Strict labor regulations also ensure a good working environment and create conditions for workers to grow. This helps everyone feel comfortable and perform at their best in their jobs.

6. Comfortable living space

The US really is a big country. Its land area is enormous – Texas alone is more than twice the size of Vietnam – and the US has as many as 50 states. As a result, real estate prices in many parts of the US are still very affordable, far cheaper than in major Vietnamese cities like Hanoi or Ho Chi Minh City. Vietnamese investors moving to the US can easily find their family a spacious, attractive home in a fully equipped neighborhood at a reasonable price.

City planning also keeps building density at a reasonable level and emphasizes preserving the natural landscape, so residents can enjoy fresh, open nature that improves their quality of life and health.

7. Stunning nature

The US is not only vast; its nature is also stunning, with an incredibly diverse, rich range of landscapes and ecosystems. From rivers and lakes of every size to mountains, dense forests, and long beaches along both ocean coasts. There are hundreds of national parks, wildlife preserves, and majestic natural wonders for everyone to explore while enjoying outdoor recreation and sports. It is no exaggeration to say that a person could spend a lifetime and still not experience all of America’s natural beauty.

The breathtaking beauty of American nature – Yosemite National Park.

8. Weather

The US has every kind of climate and weather to satisfy everyone’s different preferences. From year-round warm sunshine like in California to year-round cold like in Alaska. There are even deserts and tropical climates. As an investor, you can experience them all and choose the climate region you like best when you settle in the US.

9. Food culture

Food and drink is a genuine industry across the US. There are more than 600,000 restaurants serving specialties from every corner of the world, catering to every diner’s taste. Even small towns have polished restaurants serving good food in a comfortable setting.

This is truly a country that knows how to savor and explore the finest cuisine. Whether traditional American dishes or dishes brought from abroad, American chefs bring them to perfection. The US is also famous for its service quality – restaurants always have well-trained staff who are cheerful and attentive to their customers.

10. Wonderful travel experiences

Beyond its appealing natural scenery, the US has countless famous, exciting tourist destinations for the whole family to enjoy wonderful trips together. Visit the capital, Washington, DC, to take in the depth of American history, or rest and relax on the beautiful beaches of Florida… When these become too familiar and start to feel dull, the whole family can take on more unique experiences, such as skiing in the Rocky Mountains or horseback riding through Yosemite.

Or, if you ever feel “boxed in” within the US, then Canada, Central America, and South America – with the beautiful islands of the Caribbean – are sure to please you as an investor, offering longer trips that are still very convenient, just a few hours away by plane.

The US truly is wonderful, and the above are perhaps just the 10 most common reasons. Each person will have many impressions of their own to love and reasons to choose this country as a long-term home for their family.

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US Taxes

Basic information about US taxes

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The Basics of Income Tax in the US for New Immigrants

In reality, many people, including native-born Americans, find planning and filing taxes in the US rather complicated and troublesome. This is especially true for business owners and investors who continue to maintain their business and investment activities in Vietnam, for whom filing taxes in the US becomes even harder.

Share:  |  Updated: 22/08/2021  |  Reading time: 10

Filing and Paying Taxes

After immigrating and becoming a US permanent resident, a foreign national enjoys all the same rights and benefits as a US citizen and, of course, also takes on certain obligations. One of the most important obligations is filing and paying taxes. Once you have a green card, all of your worldwide income (both inside and outside the US) must be reported and taxed as required.

At the end of the year, all US residents are required to file a tax return with the tax authority, with a final deadline of April 15 of the following year. On the tax return, residents report all income earned during the year and the amount of tax their company has withheld from wages, dividends, and so on. If the amount withheld from wages is more than the tax owed, the resident is refunded the difference. Otherwise, the resident will need to pay the shortfall.

To do this, someone newly arriving to settle in the US first needs to register for an Individual Taxpayer Identification Number (ITIN) and use this number for all of their economic activities, such as providing it to employers and to companies in which they invest and hold shares, as well as for filing and paying taxes each year.

Income tax rates

The US federal government uses a progressive tax system, meaning the higher your income, the higher the applicable tax rate. Tax rates may be adjusted each year. In 2021, the income tax brackets for ordinary income (active income from working for a company or running your own business) were as follows:

Tax rate Single filer Married filing jointly
10% US$0 – US$9,950 US$0 – US$19,900
12% US$9,951 – US$40,525 US$19,901 – US$81,050
22% US$40,526 – US$86,375 US$81,051 – US$172,750
24% US$86,376 – US$164,925 US$172,751 – US$329,850
32% US$164,926 – US$209,425 US$329,851 – US$418,850
35% US$209,426 – US$523,600 US$418,851 – US$628,300
37% From US$523,601 From US$628,301

 

Example: For an individual with total annual income of US$50,000, the income tax = 10% * US$9,950 + 12% * (US$40,525 – US$9,950) + 22% * (US$50,000 – US$40,525) = US$6,748.5.

Passive income from receiving dividends, or profit from the growth in value (capital gains) of real estate, stocks, and so on, after these assets are sold, is subject to capital gains tax at a lower, preferential rate of just 0 – 20%.

Investors should note that this preferential rate applies only to investments held for at least 1 year. Profits earned when the investment has been held for less than 1 year are still taxed as ordinary income.

Gifts, whether money or other valuable assets, are not considered income and are not taxed. However, the gift recipient still needs to report them in the following cases:

. The total value of gifts received in a year from the same individual, or from an inheritance, exceeds US$100,000.
. A gift from a foreign company or partner valued at more than US$16,649 (in 2020).

Tax reductions

. There are two tax benefits that people living in the US can use to minimize the amount of tax they owe: the tax deduction and the tax credit.

A tax deduction lets residents reduce their taxable income. For example, contributions to a retirement plan, property taxes, mortgage interest, and so on can be deducted, and tax is calculated only on the remaining income.

A tax credit helps residents directly reduce the amount of tax they must pay. For example, a taxpayer gets a direct reduction of US$1,000 per child and US$500 per other dependent, if they meet the applicable conditions. There are also tax credits for education and foreign income, and more.

Each person should make their own tax plan, applying the appropriate tax exemptions and reductions to achieve the most tax-efficient outcome for their family.

Professional tax advisory services

In practice, many people, even native-born Americans, find planning and filing taxes in the US fairly complex and troublesome. This is especially true for business owners and investors who continue to maintain their business and investment activities in Vietnam, for whom filing taxes in the US is even harder.

In this case, you should hire a professional tax advisory firm to obtain the most optimal tax strategy and ensure that your filing and payment always comply with the regulations, avoiding the risk of unnecessary penalties or overpaid taxes.

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Doing business in the US

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Doing business in the US after immigrating

One of the concerns of investors immigrating to the US is building a stable source of income for their family right there in the US. The first option many people think of is going into business.

To start a business, the first two things you will certainly need to do are choose your line of business and register to form a company.

Share:  |  Reading time: 27/08/2021 | Thời gian đọc: 20'

Choosing a line of business

Investors should take an initial step to research and analyze the market so they can assess the potential for success of the lines of business they choose in each specific locality. The US Small Business Administration (SBA) provides a wide range of useful data sources on their website so you can do this. Statistical data in the US is very clear and reliable, and investors can use it to make accurate judgments and assessments of the market. 

Many investors continue to grow their business in the US in the same line of work they are already doing in Vietnam. If market conditions are found to be suitable, this is probably the best choice because the investor can draw on their long-standing foundation of experience. In fact, some IMM Group clients have been very successful continuing their line of business on US soil.

If the family’s area of expertise does not fit the US market, the investor will need to be patient and spend more time observing and researching to come up with an idea that fits market demand, or that takes advantage of the strengths of the specific locality where you want to live in the US. Some fields that Vietnamese people often go into and have had a certain amount of success with in many parts of the US include nail care and beauty services (nail spa, nail salon), Vietnamese restaurants, and buying homes to renovate for resale or rent. These are also options investors can consider.

A simpler option investors can consider is franchising. This model is very popular in the US and is a great fit for people who have just settled in the US and do not yet understand the new market. Investors can choose among many brands that have already built a reputation and are operating successfully in the US, so they do not have to build from scratch and can quickly achieve stable revenue and profit.

Forming a company to start a business

After you have an idea and a business plan, the investor next needs to establish a business and carry out the related procedures with the state and federal governments. Basically, there will be the following steps:

Step 1. Choose a business type

  • The US has various business types: sole proprietorship, partnership, limited liability company, and corporation. Each type has different characteristics in terms of management structure, legal liability, tax policy, and ability to raise capital. Depending on their plans, strategy, and line of business, each investor weighs and chooses the most optimal business type.
  • The most popular type is the limited liability company (LLC), because of its ability to protect the business owner and raise capital, while its rules on operating mechanisms, accounting records, and tax policy are relatively easy. The business owner is only legally liable to the extent of the company’s assets, without affecting their personal assets. Profits are also passed directly to the owner-members and are subject only to personal income tax, without having to pay corporate income tax.

Investors can learn more in the section: Understanding the types of business entities in the US.

Step 2. Register the business

  • Usually the business owner only needs to register the business with the state government. But if they want to protect their trademark or benefit from tax exemption policies, they may need to register with the federal government.

Step 3. Register for a tax ID (EIN)

  • The tax ID is also called the business ID, the Employer Identification Number (EIN). A business needs this number to pay taxes, hire employees, open a bank account, and apply for business licenses in certain industries.

Step 4. Apply for a business license/permit

  • Depending on the industry  and business location, the business owner may have to apply for an additional business license. Investors need to check with the local government and the relevant agencies to find out exactly whether they need to apply for a business license.

Step 5. Open a bank account

  • A business needs to open a bank account to start receiving and paying money for its transactions, which helps the business owner ensure legal compliance and be protected by the law.

Step 6. Buy business insurance

  • Business insurance helps protect the business owner from unexpected events in business such as accidents, natural disasters, and lawsuits, which could put the business in difficulty or into bankruptcy. Depending on the industry and the scale of the business, the owner assesses the level of risk to decide whether they need to buy insurance.

After completing the 6 basic steps above, the business is ready to open its doors and begin operating.

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Understanding the types of business entities in the US

Most investors who go through the US immigration process want to start a business after their family has settled into their new country. To do business effectively, one essential step is to clearly understand the types of business entities in the US and make the choice that best fits your business. Which type you choose will affect the management structure, legal liability, tax policy, and ability to raise capital in the company's operations. Let's review the main types of business entities in the US with IMM.

Share:  |  Updated: 22/08/2021  |  Reading time: 15'

Sole proprietorship

This is the easiest type to set up and lets the investor have full ownership and control of their business. Anyone who starts their own business is automatically treated as a sole proprietorship without having to register like other types. However, if it wants to, a sole proprietorship can still register its own trademark.

A sole proprietorship does not form a separate legal entity. This means the business’s assets and debts are also the owner’s, with no separation between them. The owner may be held legally liable to the full extent of their personal assets.

This type also makes it hard to raise capital and has no clear ownership shares, and it is not easy to borrow money from a bank to run the business.

A sole proprietorship pays only personal income tax, corporate income tax does not apply.

This type is only suitable for simple businesses that need little capital, or for an individual to test a new business idea before forming a more complete company.

Partnership

This is the simplest business-partnership structure between two or more people who want to jointly own a business. There are two types: the limited partnership and the limited liability partnership.

  • Limited Partnership (LP) has a single general partner who is responsible for running the business and has unlimited liability for the business across all of the company’s assets and their personal assets. All of the remaining members are limited partners, who only contribute capital and have no right to make decisions about the business.
  • Limited Liability Partnership (LLP) has multiple members who all have the right to make decisions and bear unlimited liability for running the business; however, legal liability is limited separately for each member, so one member is protected from the debts of the other members and is not responsible for their actions.

A partnership’s profits are passed directly to the members and are subject to personal income tax, corporate tax does not apply. In addition, members (except limited partners) must also pay self-employment taxes of 15.3%, which includes 12.4% for Social Security and 2.9% for Medicare

This structure suits businesses with multiple owners, groups of professionals who collaborate such as lawyers, or a group of people who want to test their business idea before forming a more complete company.

Limited Liability Company (LLC)

This type is similar to a partnership but protects the business owner from personal legal liability. In the event of bankruptcy or a lawsuit, personal assets are not affected.

Profits and losses are passed directly to each member of the company and are taxed as personal income rather than corporate income. However, members are considered self-employed and so must pay self-employment tax.

An LLC is a good choice for medium- to high-risk businesses and for business owners with large personal assets who want protection, or who want to pay lower taxes than with a corporation.

Corporation

There are two main types of corporation: C Corp and S Corp.

  • A C Corp is a separate legal entity, distinct from the business owner; the company’s profits and taxes are calculated separately and it bears its own legal liability. This is the type that best protects the business owner from personal legal liability, but it also has higher setup and operating costs and requires stricter operating procedures, accounting records, and reporting.
    • The most important feature investors should note about this type is that profits are taxed twice: a 21% corporate tax when the company makes a profit, and personal income tax when dividends are distributed to shareholders.
    • A major advantage of the C Corp is its ability to raise capital because it is allowed to offer shares for sale, and it can also attract talent with shares.
    • This type suits medium- to high-risk businesses that need to raise large amounts of capital.
  • An S Corp is a type of corporation similar to the C Corp, but its profits are not taxed at the corporate level: they are passed directly to the shareholders and are subject only to personal income tax. However, an S Corp cannot have more than 100 shareholders and all shareholders must be US workers, so it is not suitable for investors newly arrived in the US who are still only permanent residents. Many US states do not recognize the S Corp and apply the same rules as for a C Corp.

Depending on their business plans, each investor weighs and chooses the most optimal business type. Currently the most popular type is the Limited Liability Company (LLC) because it takes advantage of the simplicity of the partnership while also protecting the business owner from legal liability over personal assets like a corporation, and it is not taxed twice.

Arriving in a new market, many investors may well wonder which type is the right choice. There are also many other concerns, such as what line of business to go into, whether or not to acquire an operating business, how to manage and run the business, and so on.

With more than 16 years of experience advising on overseas investment and global citizenship, together with a network of highly qualified partners, IMM Group will certainly be a capable advisor for investors, through two specialized services: Overseas Company Formation and Searching, Due Diligence, Acquisition, and Operation of Businesses Abroad.
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Education in the US

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10 Reasons Parents Send Their Children to Study in the US

With more than 1 million international students, the US is the most popular study-abroad destination in the world. There are many reasons why international students choose the US and why parents trust it to send their children to study there.

Share:  |  Reading time: 27/08/2021 | Thời gian đọc: 10'

Beyond being an economic powerhouse, the US is also known for its advanced education, which every parent wishes their child could pursue. Below are 10 reasons why parents send their children to study in the US.

1. Excellent Education Quality

The US is a country with many excellent universities. Among them, many top the rankings of the world’s best universities. According to the 2019 QS World University Rankings, as many as 33 of the world’s top 100 universities are in the US. The Times Higher Education Ranking also placed 7 US universities among the world’s top 10 universities.

Other educational institutions, such as colleges and high schools, are also of excellent quality. This is because schools and educational institutions in the US always follow strict standards to maintain superior teaching quality for their students.

2. US Degrees Are Highly Valued

With excellent teaching quality and top-tier universities, it is no surprise that US degrees are highly valued in any country around the world.

International students who study in the US and hold degrees awarded by US schools always have plenty of opportunities to find good jobs with deserving salaries.

3. A Flexible Education System

US colleges and universities offer a wide range of courses and programs for students to choose from. Students can choose not only the content of their courses but also have the freedom to structure them.

At the undergraduate level, students can take different courses before deciding on a major at the end of their second year. This lets students explore the fields they are passionate about without having to rush into a decision. Similarly, at the graduate level, students can choose a topic they like for their thesis.

4. Advanced technology applied to teaching

If you study in the US, you will experience and enjoy some of the world’s most advanced teaching technologies.

US universities apply a great deal of modern technology to teaching, such as letting students attend online classes, take tests on computers, and use labs equipped with state-of-the-art facilities.

5. Employment opportunities

Abundant employment opportunities are one of the reasons studying in the US is so appealing. When studying in the US, international students can take on-campus jobs such as department assistants, teaching assistants, or librarians.

After graduation, international students can stay in the US to work for one to two years through Optional Practical Training (OPT) at US companies, and seek the opportunity to become a researcher at the graduate level.

6. Learning from industry leaders

In addition to regular class hours with instructors, many US universities also hold sessions taught by professors and experts with years of experience in the relevant field. This gives students the chance to gain more knowledge and practical skills, so they are best prepared for the job search and working life after graduation.

7. Dedicated support services for international students

US universities always understand the challenges international students face. That is why they build orientation programs, workshops, and regular training to support students studying in the US.

In addition, whenever any academic, cultural, or social issue arises, international students can turn to student support offices for 24/7 help. The advisors and support staff at the international student office are specialists who help students find their bearings and quickly adapt to academic life in the US.

8. A diverse culture

The US is a meeting point for many different cultures, races, and ethnicities. This diverse cultural environment ensures that all international students are welcome, with no discrimination of any kind. Vietnamese students will study alongside students from different parts of the world, creating a rich and exciting educational experience.

What’s more, employers greatly value students with a multicultural educational background. Studying and growing in a culturally diverse environment helps students build the knowledge and skills they need to integrate into an international setting. This is a very important factor that enables students to adapt quickly and work in any professional environment.

9. Many exciting extracurricular activities

Beyond their studies, there are plenty of campus activities for international students studying in the US to join. No matter which school they attend, students can experience American cultural activities and vibrant lifestyle. This not only gives students a wider range of experiences but also helps them polish their language skills and gives them the chance to meet and make friends from all over the world.

10. Courses for international students

Many US universities also offer courses designed specifically for international students to help them adjust to life here and learn more about American culture. By taking these courses, students get a firsthand look at America’s traditions, culture, and cuisine. They can even go on field trips, attend sporting events, or visit historic sites to learn more about the US.

>> Useful link: Learn more about studying in the US (education system, admission requirements, tuition, visa application, and IMM Group’s Study Abroad Consulting services).
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A detailed estimate of US college costs for students in 2022

With its outstanding educational quality, the US is one of the most popular study-abroad destinations in the world. But when they think of the US, most parents and students worry about the cost. In reality, the cost of a US college education can be far lower than you think, as IMM Group explains in detail in the following article.

Share:  |  Updated: 14/05/2022  |  Reading time: 12'

An overview of US college costs

In HSBC’s 2018 report The Value of Education, the US again emerged as one of the top destinations parents consider for their children’s undergraduate studies. But it is also one of the most expensive options, with students needing to spend an average of US$99,417 (VND 2.3 billion) over the course of their studies to earn a degree.

Most public universities have undergraduate tuition of about US$27,560 (VND 636.3 million) (according to the student-support organization College Board). This is considered fairly high for many international students. 

But before you set aside your dream of studying in the US because of the cost, review the information below to learn how to save money while studying in the US.

The cost of a US college education at different universities

At the top US universities (mostly private nonprofits), tuition and living costs can reach about US$60,000 (VND 1.4 billion)/year. But you can absolutely study in the US at a much lower cost at the country’s public universities. 

These schools are usually run as state university systems – groups of colleges within a state that share certain administrative aspects but operate as separate institutions. Public universities in the US have two tuition rates: one for state residents and one for those from outside the state. The second (more expensive) rate applies equally to applicants from other US states and from other countries. 

Private universities tend to be much smaller than public universities and have a more diverse student body (both from different states and different countries). You can see the details below.

1. Study costs at the various types of US universities

According to the College Board, the published tuition for 2018-19 at state colleges averaged about US$10,740 (VND 248 million) for state residents and US$27,560 (VND 636.3 million) for out-of-state students. This is far lower than the average of US$38,070 (VND 879 million) at private nonprofit colleges. However, the cheapest option is public two-year colleges – also known as community colleges – where the average tuition for 2018-19 was just US$3,800 (VND 87.7 million).

If you attend a community college, you can earn an associate degree first. This degree counts as the first half of a bachelor’s program, after which you can transfer to a university for another 2 or 3 years to earn your bachelor’s degree.

Average tuition at US universities (2021-22)
  Two-year community college Four-year public school (in-state tuition) Four-year public school (out-of-state tuition) Four-year private nonprofit school
Tuition and other costs US$3,800

(VND 87.7 million)

US$10,740

(VND 248 million)

US$27,560

(VND 636.3 million) 

US$38,070

(VND 879 million) 

Room and board US$8,660

(VND 200 million)

 

US$11,140

(VND 257 million) 

US$11,140

(VND 257 million)  

US$12,680

(VND 292.7 million)  

Total (per year) US$12,460

(VND 287.7 million) 

US$21,880

(VND 505.2 million)

US$38,700

(VND 893.5 million) 

US$50,750

(VND 1.2 billion) 

2. Travel and living costs

When travel and other living costs are added in, the College Board estimates the annual budget for a US college student in 2018/19 as follows:

  • US$18,830 (community college)
  • US$27,330 (four-year public school, in-state tuition)
  • US$44,150 (four-year public school, out-of-state tuition)
  • US$55,800 (four-year private nonprofit school)

These averages give a useful overview of the many types of US college costs. But note that there are still significant differences in tuition depending on the type of institution. For example, at the most prestigious public universities, tuition can be as high as at private schools. The University of Michigan (one of the highest-ranked US public universities in the QS World University Rankings), for instance, estimated tuition for incoming out-of-state students in 2021/22 at US$53,230 (VND 1.2 billion).

What funding is available for studying at a US college?

When assessing the cost of a US college education, you need to distinguish between the published cost and the amount actually paid after scholarships and other financial aid. Unlike in other countries, US students rarely pay the full tuition. In 2017/18, 85% of full-time undergraduates at four-year US universities received some form of financial aid, including 83% at public colleges and 89% at private nonprofit colleges.

Typically, the most prestigious US universities with the highest tuition also offer very generous aid programs. At MIT, the highest-ranked university in the US (and the world), 58% of undergraduates receive financial aid. At Caltech, nearly 60% of undergraduates receive aid, while 98% of graduate students and 99% of doctoral candidates receive full financial aid. Similar figures are cited by most other top US universities, with forms of aid including scholarships, grants, and work-study programs.

You can read more about education grants for US students here.

3. Funding for international students

Although some funding programs are open only to US citizens, there are also many aid opportunities for international students. The University of Pennsylvania, for example, allocates more than US$9 million per year in special funding for undergraduates from outside the US, Canada, and Mexico. According to data compiled by US News, Harvard University awarded aid to 594 international undergraduates in 2017/18, with an average grant of US$64,459, while Columbia University gave an average of US$66,350 to a total of 257 international students.

Information on the types of scholarships and aid is provided in detail on each university’s website, and students usually must apply for financial aid at the same time as their application for admission. 

How can you calculate your own US college costs?

In recent years, it has become easier for students to calculate the cost of a US college education. By law, all US universities are now required to have a tuition and financial-aid calculator on their website. This tool lets students get a rough idea of how much their intended program will cost and what aid they may be eligible for. 

You can access this “net price calculator” through the College Affordability and Transparency Center website for government universities. This website also provides detailed information on the US universities with the highest and lowest tuition and net costs.

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A roundup of quality universities with the most affordable tuition in Florida

With strong educational quality and affordable tuition, the state of Florida attracts a great many students. In the following article, IMM Group introduces the best-quality universities with the most affordable tuition in this state.

Share:  |  Updated: 25/05/2022  |  Reading time: 10'

1. University of Florida

The University of Florida tops the list of the best universities with affordable costs in Florida. It ranks 16th on the 2022 list of the most affordable universities and colleges. In-state tuition is US$6,381/year (US$4,477 in tuition plus US$1,904 in fees), and out-of-state tuition is US$28,658/year.

It is also the best-quality school in Florida. The University of Florida ranks 28th in the 2022 edition of the best colleges and universities in the US. It has 16 academic colleges and more than 150 research centers and institutes. Its enrollment (including online students) exceeds 56,000. Admission is fairly competitive, with an acceptance rate of 31%. 

Popular majors include Biology, Psychology, and Science. The university is also a research leader in many fields, often through high-level international collaborations. In 2002, it led a group of seven universities that received a US$15 million grant from NASA to conduct space research. Since 2008, it has partnered with Zhejiang University (China) on sustainable energy. 

2. Florida State University

Westcott Building plaza. Campus Images.

Ranked second among the schools with the best teaching quality and affordable tuition in Florida is Florida State University. In-state tuition is US$6,517/year (US$4,640 in tuition plus US$1,877 in fees), and out-of-state tuition is US$21,683/year. 

This university comprises 16 colleges and 9 professional schools, plus more than 110 institutes, laboratories, and research centers, offering more than 360 programs of study. It also offers about 60 online courses for distance learners. Its most popular majors are Finance, Psychology, Marketing, Biology, and Political Science. Florida State University also has undergraduate research programs across many fields, from clinical and biomedical research in the College of Medicine to in-depth studies of social justice.

Its programs are led by an outstanding faculty, including six Nobel laureates and many distinguished scholars across the arts and sciences. Admission is fairly competitive, with an acceptance rate of 36%. 

3. University of Central Florida

Ranked third on the list of good, affordable universities in Florida is the University of Central Florida. In-state tuition is US$6,368/year (US$4,478 in tuition plus US$1,890 in fees), and out-of-state tuition is US$22,467/year. 

The University of Central Florida ranks fifth on the list of the best universities in Florida. It is also the second-largest university in the US, with 63,000 students and more than 200 programs of study. It has been designated for research activity by the Carnegie Endowment for International Peace.

The university has 13 colleges: the College of Arts and Humanities, the Burnett Honors College, the College of Business Administration, the College of Education and Human Performance, the College of Engineering and Computer Science, the College of Graduate Studies, the College of Health and Public Affairs, the College of Medicine, the College of Nursing, the College of Optics and Photonics, the Rosen College of Hospitality Management, and the College of Sciences and Undergraduate Studies.

Admission is fairly competitive, with an acceptance rate of 44%. Popular majors include Liberal Arts and Humanities, Psychology, and Nursing. 

4. University of South Florida

The University of South Florida is a high-quality, low-tuition school ranked fourth in Florida. In-state tuition is US$6,410/year (US$4,559 in tuition plus US$1,851 in fees), and out-of-state tuition is US$17,324/year. 

The university has 14 colleges and offers more than 200 undergraduate majors, as well as graduate, specialist, and doctoral degree programs. Popular majors include Health Services Preparatory Studies, Psychology, Biomedical Sciences, and Molecular Medicine. The school is classified as “R1: Doctoral Universities – Very High Research Activity” and is accredited by the Commission on Colleges of the Southern Association of Colleges and Schools. It has also been designated by the Florida Board of Governors as one of the state’s three preeminent research universities. Admission is fairly competitive, with an acceptance rate of 49%.

5. Florida International University

Ranked fifth on the list of good, low-cost universities in Florida is Florida International University. In-state tuition is US$6,566/year (US$4,721 in tuition plus US$1,844 in fees), and out-of-state tuition is US$18,964/year. 

Florida International University is a public research university with its main campus in University Park, Florida. Founded in 1965, it quickly grew into the largest university in South Florida, the second-largest in Florida, and the fourth-largest in the US by enrollment. Admission is fairly competitive, with an acceptance rate of 58%. 

As Miami’s first and only public research university, offering bachelor’s, master’s, and doctoral degrees, research is one of its main strengths. Its research output ranks among the top 2% of US universities. The university also belongs to some of the oldest and most respected public and private organizations in the US, holding the Carnegie “R1” designation for the highest level of research activity. Areas of particular strength include Disaster Mitigation, Tropical Biodiversity, Children’s Mental Health, Cybersecurity, and Latin American Studies. The Herbert Wertheim College of Medicine and the discovery lab of the College of Computing and Information Sciences are just two of the many colleges, schools, and centers that actively support the university’s research capacity. 

6. Florida Atlantic University

Florida Atlantic University is a public research university with its main campus in Boca Raton, Florida. Established as Florida’s fifth public university in 1961, it quickly grew to become the sixth-largest university in the state by enrollment. Its tuition is very affordable: US$4,879/year in-state (US$2,522 in tuition plus US$2,357 in fees) and US$21,655/year out-of-state. 

The university offers more than 180 undergraduate and graduate degree programs across 10 colleges. Florida Atlantic University is classified as “R2: Doctoral Universities – High Research Activity.” It gives students countless opportunities to delve deeper into high-quality research and creative experiences from the moment they set foot on campus. Its students take part in more than 6,000 undergraduate research experiences each year.

7. Florida A&M University

Ranked seventh on the list of quality universities with affordable tuition in Florida is Florida A&M University. In-state tuition is US$5,785/year (US$3,152 in tuition plus US$2,633 in fees), and out-of-state tuition is US$17,725/year. Admission is fairly competitive, with an acceptance rate of 36%. 

Founded in 1887, it is the third-largest university in the US by enrollment and the only historically Black public university in Florida. It is a member institution of the State University System of Florida, as well as one of the state’s land-grant universities, and is accredited to award bachelor’s, master’s, and doctoral degrees by the Commission on Colleges of the Southern Association of Colleges and Schools. Its majors include Agriculture and Food Sciences, Nursing, Education, Engineering, Social Sciences, and Arts and Humanities. 

Sustainability is a core value of the university. In 2015, it was recognized by the Green Building Initiative as the second “greenest” public university in the US. 

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Public education in the US

To ensure that future generations always have the conditions for well-rounded development, the US provides free education at all public schools nationwide. The article below offers information on enrollment and answers some common questions permanent residents have when enrolling their children in school in the US.

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General information about the US education system

Most public schools in the US are built on a comprehensive, coeducational model in which boys and girls study in the same classes and share equal rights and obligations. The US has laws requiring children to attend school. As a result, all children aged 5 to 16 in the states must go to school and follow the path set by the Department of Education.

Parents can choose to have their children attend public or private schools depending on each family’s circumstances and needs. In some cases, parents may also teach their children at home under the “home schooling” model. Public schools currently charge no tuition, have no separate religious programs, and are overseen by the state. However, local teachers and parents still have flexibility in teaching methods. The funding that keeps these schools running comes from federal and state income taxes and local property taxes.

To attend private schools, students must pay a certain fee according to each school’s policy. Private schools today operate in quite varied ways: some are run by religious organizations, some are coeducational, while many admit only boys or only girls. Some private schools also provide financial aid to students from disadvantaged backgrounds.

Compulsory education for most American children lasts 12 years. When enrolling, your child will be placed in a grade based on age and academic level. In addition, some schools may require students to take a test to determine placement.

Some frequently asked questions

When enrolling their children in the public school system, many parents who are permanent residents newly arrived in the US have questions about the curriculum, the quality of education, and their children’s language barrier. These questions have been compiled by the US immigration authorities and forwarded to the competent agencies that provide answers to immigrants. Below are a few frequently asked questions:

  • Q: How long does a school year usually last?

A: The school year in the US usually begins in August or September and ends in May or June. In some states, children attend school year-round. The school week usually runs Monday through Friday. Some schools offer before- or after-school programs for children whose parents work and cannot look after them during those hours. You may have to pay an extra fee if you enroll your child in these programs.

  • Q: What documents do I need to enroll my child?

A: You need to prepare a health examination record as well as documents proving your child has been fully vaccinated. In addition, some schools also require parents to submit proof that the family lives within the school’s area. If these documents are lost, contact the school’s responsible officer for guidance on obtaining new ones. To avoid affecting your child’s enrollment, it is best to prepare a complete set of documents before going to the school to register.

  • Q: What if my child cannot speak English?

A: Schools are responsible for testing children and placing them in appropriate classes. Most states, as well as the entire federal government, set aside budgets for programs that teach English as a second language (ESL) and bilingual education. You can contact the school directly to ask about testing and placement. Even if a child cannot speak English, they still need to study materials appropriate to their level. That is why bilingual programs are a good solution to this problem for them.

  • Q: My child did not attend school before coming to the US. Up to what age can they attend public school for free?

A: In most states, children receive free public schooling until the age of 21. At that point, if your child has not graduated from high school, they can enroll in classes for the General Educational Development (GED) certificate instead of a high school diploma. Call your local school district or the Department of Education in the state where you live to find out where GED classes are offered.

  • Q: How will my child get to school?

A: In the US, children can walk to school if it is close to home. If it is too far, they can still go to school by bus. All public schools have free buses, and children can catch them at stops near home. If you have a car, you can also set up a “carpool” with neighbors to take turns dropping off and picking up the children.

  • Q: Who pays for books and the cost of school activities?

A: Public schools usually provide textbooks for free, and students only have to buy school supplies and other necessary items. If you cannot find the time to buy these supplies, contact your child’s school and ask for help. Some schools may charge a small fee for school supplies or for the cost of organizing extracurricular activities such as after-school sports and music. To let your child take part in these programs, you may have to pay an additional fee.

  • Q: What does my child’s curriculum include?

A: Each state has its own standards for the school curriculum. These standards clearly define the types of knowledge and skills students must be taught. The way subjects are taught is also decided by the local education authority. Most schools teach subjects such as English, Math, Social Studies, Science, and Physical Education. In addition, Fine Arts, Music, and Foreign Languages are also considered electives at many schools.

  • Q: How is my child’s schoolwork evaluated?

A: Teachers assign grades based on a child’s academic performance throughout the school year. Grades are usually based on homework scores, tests, attendance, and conduct. You will receive your child’s report card a few times a year. This report card tells you how your child is doing in each subject. Schools may use different grading methods. Some use letters as a grading scale, where A and A+ are excellent results and D and F are poor or failing results. Others grade with numbers. In some cases, a school may sum up your child’s performance with phrases such as “excellent,” “good,” or “needs more effort.”

In short, with some of the best education quality in the world along with free tuition for citizens and permanent residents, US education is a top choice for everyone around the world.

 

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The Best Universities in California in 2022

California is the state with the largest Vietnamese population in the US. Today, as many as 40% of all Vietnamese immigrants in the US live in California. It is also a state with many prestigious universities and a dream destination for many international students. In the article below, IMM Group introduces the best universities in this state.

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1. Stanford University

Stanford University is a private institution founded in 1885. It has a total undergraduate enrollment of 6,366 (fall 2020), with a suburban campus of 3,310 ha. Stanford is ranked #6 in the 2022 edition of Best Colleges and Universities in the US. The average tuition is US$56,169 per year.

Admission is highly competitive, with an acceptance rate of just 5%. Popular majors include Computer Science, Biology, and Engineering. The graduation rate is 95%, and Stanford alumni typically earn a starting salary of US$70,400 after graduation.

Graduate research is one of Stanford’s strengths. More than 9,300 students are currently enrolled in master’s and doctoral programs across 90 courses and programs in Stanford’s seven graduate schools. These schools include: Business; Earth, Energy and Environmental Sciences; Education; Engineering; Humanities and Sciences; Law; and Medicine.

According to statistics, Engineering is Stanford’s most popular graduate field, accounting for about 40% of students. Stanford was ranked second in the world for Engineering & Technology in the 2018 QS World University Rankings by Subject. After Engineering, the next most popular graduate field at Stanford is Humanities and Sciences, accounting for a quarter of graduate students.

One-third of graduate students are international, and men make up 61%. The majority of graduate students (69%) are pursuing master’s degrees.

2. California Institute of Technology

The California Institute of Technology is a private institution founded in 1891. It has a total undergraduate enrollment of 901 (fall 2020) and is located in the suburbs, with a campus of 50 ha. The California Institute of Technology is ranked #9 in the 2022 edition of Best Colleges and Universities in the US. The average tuition is US$58,680 per year.

The school focuses on Science and Engineering and is located in California, about 18 km northeast of Los Angeles. Admission is highly competitive, with an acceptance rate of just 7%. Popular majors include Computer Science, Physics, and Electrical Engineering. The graduation rate is 92%, and alumni typically earn a starting salary of US$54,500 after graduation.

Caltech boasts high-quality research output and facilities, such as the Jet Propulsion Laboratory (owned by NASA), the Caltech Seismological Laboratory, and a network of international observatories. It is one of a small group of institutes of technology in the US dedicated mainly to teaching Engineering Arts and Applied Sciences. It is also home to the Einstein Papers Project, an initiative to preserve, translate, and publish selected papers from the estate of Albert Einstein. The school has also established an energy innovation center aimed at exploring revolutionary methods to produce fuel directly from sunlight.

3. University of California, Los Angeles

The University of California, Los Angeles is a public institution founded in 1919. It has a total undergraduate enrollment of 31,636 (fall 2020) and a campus of 170 ha. The University of California is ranked #20 in the 2022 edition of Best Colleges and Universities in the US. In-state tuition is US$13,268 per year, and out-of-state tuition is US$43,022 per year.

The University of California, Los Angeles offers nearly 150 graduate programs and more than 125 undergraduate programs. It is ranked among the top 10 universities in the world for Bioengineering, Medicine, Modern Languages, Chemistry, Literature, Communications, Psychology, and Mathematics. It is highly competitive, with an acceptance rate of just 14%. The graduation rate is 91%, and alumni typically earn a starting salary of US$44,500 after graduation.

The university also has a School of Theater, Film & Television and a School of Dentistry. Many Hollywood films have been shot on campus, such as Old School, Learies bond, Nutty Professor, How High, and American Pie. The university also includes several graduate schools and programs: the highly ranked David Geffen School of Medicine, the Henry Samueli School of Engineering and Applied Science, and the Anderson School of Management.

4. University of California, Berkeley

The University of California, Berkeley is a public institution founded in 1868. It has a total undergraduate enrollment of 30,980 (fall 2020) and a campus of 499 ha. The University of California is ranked #22 in the 2022 edition of Best Colleges and Universities in the US. In-state tuition is US$14,361 per year, and out-of-state tuition is US$44,115 per year.

Berkeley is one of the 14 founding members of the Association of American Universities and is home to several world-renowned research institutes, including the Mathematical Sciences Research Institute and the Space Sciences Laboratory.

Berkeley’s alumni, faculty, and researchers include 99 Nobel laureates, 23 Turing Award winners, and 14 Pulitzer Prize winners. Faculty member J. R. Oppenheimer led the Manhattan Project to create the first atomic bomb. Ernest Lawrence, a Berkeley Nobel laureate, invented the cyclotron. In addition, scientists and researchers from this university discovered 16 chemical elements of the periodic table.

Initially, Berkeley had fewer than 40 students, but as the first full-curriculum university in California, it quickly established itself. By the early 1940s, the school had grown very rapidly and was ranked second only to Harvard.

Thanks to its outstanding quality, admission is highly competitive, with an acceptance rate of 17%. The graduation rate is 91%, and alumni typically earn a starting salary of US$48,700 after graduation.

5. University of Southern California

The University of Southern California is a private institution founded in 1880. It has a total undergraduate enrollment of 19,606 (fall 2020) and a campus of 91.5 ha. The University of Southern California is ranked #27 in the 2022 edition of Best Colleges and Universities in the US. The average tuition is US$60,275 per year.

Admission is highly competitive, with an acceptance rate of 11%. The graduation rate is 92%, and alumni typically earn a starting salary of US$53,800 after graduation.

According to the most recent statistics, students graduated from the University of Southern California across 139 majors. Of these, 5,447 earned undergraduate degrees and 11,593 earned master’s or doctoral degrees. The most popular undergraduate majors are: Business Administration, Communications, Computer Science, and more.

6. University of California, Santa Barbara

The University of California, Santa Barbara is a public institution founded in 1909. It is a prestigious American research institution specializing in the liberal arts. It has a total undergraduate enrollment of 23,196 (fall 2020) and a suburban campus of 400 ha. The University of California, Santa Barbara is ranked #28 in the 2022 edition of Best Colleges and Universities in the US. In-state tuition is US$14,442 per year, and out-of-state tuition is US$44,196 per year.

The university offers more than 200 degrees at all levels, across three separate colleges: the College of Letters and Science, which trains specialists in the humanities, fine arts, mathematics, and social sciences; the College of Engineering, which focuses on interdisciplinary research in computer science and engineering and in biomolecular science; and the College of Creative Studies, which encourages the creation of original works in music and literature.

Admission is fairly competitive, with an acceptance rate of 37%. Popular majors include Sociology, Economics, and Communications. The graduation rate is 92%, and alumni typically earn a starting salary of US$36,000 after graduation.

7. University of California, San Diego

The University of California, San Diego is a public institution founded in 1960. It has a total undergraduate enrollment of 31,842 (fall 2020) and a campus of 800 ha. The University of California, San Diego is ranked #34 in the 2022 edition of Best Colleges and Universities in the US. In-state tuition and fees are US$14,733 per year, and out-of-state tuition is US$44,487 per year.

The university is divided into six undergraduate residential colleges, five academic divisions (Arts and Humanities, Biological Sciences, Engineering, Physical Sciences, and Social Sciences), and five professional and graduate schools (the Rady School of Management, Oceanography, Global Policy and Strategy, the School of Medicine, and the Skaggs School of Pharmacy and Pharmaceutical Sciences). The university has a high-quality faculty, with 29 members elected to the National Academy of Engineering, 70 to the National Academy of Sciences, 45 to the Institute of Medicine, and 110 to the American Academy of Arts and Sciences.

As a “powerhouse” in Research, Education, and Healthcare, this university leads global change through the achievements of its faculty and student community. The university’s Vice Chancellor for Research, Sandra A. Brown, received two prestigious awards from the National Institute on Alcohol Abuse and Alcoholism (NIAAA) and the American Psychological Association for her pioneering research in the field of psychology. In addition, Professor Susan Ackerman, a pioneer in research on homeostasis in developing and aging neurons, was elected a member of the National Academy of Medicine, one of the highest honors in the fields of health and medicine. The university also promotes research investigating social, cultural, and governmental topics across borders.

Admission is fairly competitive, with an acceptance rate of 37%. The graduation rate is 87%, and alumni typically earn a starting salary of US$43,400 after graduation.

8. University of California, Irvine

The University of California, Irvine is a public institution founded in 1965. With 192 academic programs, it attracts 29,368 undergraduate students (fall 2020) and has a campus of 597 ha. The University of California, Irvine is ranked #36 in the 2022 edition of Best Colleges and Universities in the US. In-state tuition is US$13,955 per year, and out-of-state tuition is US$43,709 per year.

This university specializes in fields such as cancer research and neuroscience, along with the highly ranked UC Irvine Medical Center. Its graduate programs are also highly regarded, with standout programs at the Paul Merage School of Business and the Henry Samueli School of Engineering. The faculty includes Nobel laureates and recipients of the National Medal of Science.

Irvine also takes pride in its environmental and sustainability credentials; it has been ranked the #1 green university in the nation for several consecutive years. The school is also well known for having hosted famous visitors from around the world who came to speak, including the 14th Dalai Lama, Queen Noor of Jordan, British business magnate Sir Richard Branson, and United Nations Messenger of Peace Charlize Theron.

Admission is fairly competitive, with an acceptance rate of 30%. The graduation rate is 85%, and alumni typically earn a starting salary of US$41,100 after graduation.

9. University of California, Davis

The University of California, Davis is a public institution founded in 1905. It has a total undergraduate enrollment of 31,162 (fall 2020) and a campus of 2,145 ha. The University of California, Davis is ranked #38 in the 2022 edition of Best Colleges and Universities in the US. In-state tuition and fees are US$14,654 per year, and out-of-state tuition is US$44,408 per year.

This university is highly renowned for its excellent programs in Biological Sciences and Agriculture. In addition, its programs in Engineering, Social Sciences, Physical Sciences, Mathematics, and Arts and Humanities are also very popular and highly respected. The university has more than 80 graduate degree programs. Its faculty and graduate programs attract highly qualified students from a wide range of educational, social, ethnic, and cultural backgrounds.

In 2021, the university received US$941 million in research funding. Half of its undergraduate students conduct research or carry out creative projects. Admission is fairly competitive, with an acceptance rate of 46%. The graduation rate is 86%, and alumni typically earn a starting salary of US$40,400 after graduation.

10. Santa Clara University

Santa Clara University is a private institution founded in 1851. Santa Clara University is ranked #55 in the 2022 edition of Best Colleges and Universities in the US. The average tuition is US$55,860 per year.

SCU’s six colleges offer a wide range of undergraduate and graduate programs in fields such as Anthropology, Science, Communications, Computer Science, Economics, Engineering, Mathematics, Languages, Arts, Psychology, Business, Law, and Theology. The university currently enrolls more than 9,000 students, including a large number of international students from around the world. About 62% of undergraduates come from California, and the rest come from across the US and 44 countries. According to statistics, 86% of graduates seeking full-time work found a job within six months.

The university has more than 103,700 alumni living around the world, including several well-known figures: the famous director Andy Ackerman; journalist Jeff Brazil, who was an editor and writer for the Los Angeles Times; and Alex Austin, CEO and co-founder of Branch Metrics. Robin is a principal engineer at NASA’s AMES Research Center. Brendan Eich is the creator of JavaScript.

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The Best and Most Prestigious Universities in Texas

Texas is one of the fastest-growing states in the US, home to a large Vietnamese population, and it has more than 200 higher education institutions. In the article below, IMM Group introduces you to a list of the best universities in this state.

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1. Rice University

  • US News national ranking: #17
  • Location: Houston
  • Graduation rate: 93%

Founded in 1912, Rice University is ranked among the top 20 universities in the US. It is a highly competitive university with an acceptance rate of just 11%. It has a student-to-faculty ratio of 6:1. Rice also has 11 residential colleges and 8 academic schools.

The university is recognized for its quality research programs in artificial heart, space science, and nanotechnology. According to US News, Rice also has the best undergraduate degree program in biomedical engineering. Students can also choose from other fields of study such as architecture, business, engineering, humanities, and music.

2. University of Texas at Austin

  • US News national ranking: #38
  • Location: Austin
  • Graduation rate: 80%

Founded in 1883, the University of Texas at Austin is one of the largest public institutions in Texas, with 51,991 students and 3,133 faculty members. It comprises 13 schools and colleges. Prospective students should consider choosing this university if one of your career goals includes pursuing a bilingual education program.

This public institution is known for its beautiful campus. The university’s main campus spans 174.42 ha. It has 17 libraries and 7 museums. Moreover, the university has more than 1,300 student organizations and 15 career centers, making it a great place for career counseling.

3. Southern Methodist University

  • US News national ranking: #68
  • Location: Dallas
  • Graduation rate: 82%

Southern Methodist University has 7 schools, offering 104 undergraduate degrees, 113 graduate degrees, and 27 doctoral degrees. It also has professional doctoral and specialist degree programs. The university’s Dedman School of Law and Cox School of Business are recognized for providing an excellent educational experience for law and business students.

Three out of every four freshmen receive grants or scholarships at the university. Its main campus covers nearly 95.9 ha. The university has 7 libraries and is home to the George W. Bush Presidential Center. It also has two additional campuses, called the Taos campus and the Plano campus, offering supplementary programs.

4. Texas A&M University

  • US News national ranking: #68
  • Location: College Station, San Antonio, Corpus Christi, and Kingsville
  • Graduation rate: 81.7%

At Texas A&M University, students can choose from 130 courses across a variety of fields, including business, agriculture, and engineering programs. It is the best-value public university in Texas in terms of affordable tuition. About 72% of students receive financial aid, scholarships, waivers, and on-campus employment.

According to U.S. News & World Report, Texas A&M also has the second-best graduate school for petroleum engineering and the fourth-best for nuclear engineering. Texas A&M’s School of Veterinary Medicine is one of the leading veterinary schools in the world. Texas A&M University is also one of the United States’ Senior Military Colleges.

5. Baylor University

  • US News national ranking: #75
  • Location: Waco
  • Graduation rate: 75%

Baylor University is the largest Baptist (a religious group) university in the world. It has a large campus of 405 ha located near the Brazos River. The university offers 126 undergraduate degree programs, 80 graduate programs, and 47 doctoral programs. Several of its graduate programs in law, business, and science are nationally ranked. The university has an acceptance rate of 68%.

Baylor also has online graduate programs for students who prefer distance learning. Online degree programs are a great way to advance your education with a more flexible schedule.

6. Texas Christian University

  • US News national ranking: #83
  • Location: Fort Worth
  • Graduation rate: 78%

This is a private university with reasonable competitiveness and an acceptance rate of 48%. Students need an SAT score above 1,110 or an ACT score between 25 and 31 to be admitted. It is an excellent institution for students interested in the classical liberal arts. It is also the largest Christian university affiliated with the Disciples of Christ.

Texas Christian University welcomes more than 11,000 students each year. The university offers many scholarship opportunities and also provides financial aid to reduce tuition. As many as 77% of students at Texas Christian University receive financial aid. According to US News & World Report, the university offers the best online graduate degree program in criminal justice.

7. University of Texas at Dallas

  • US News national ranking: #136
  • Location: Richardson
  • Graduation rate: 73%

The University of Texas is the largest university in Dallas. Students can choose from more than 140 academic programs across the university’s 8 schools. It also has 50 research centers and institutes. Popular programs include undergraduate degrees in biomedical engineering, performing & visual arts, and healthcare management.

The University of Texas at Dallas has several scholarship programs and credit courses for all students, including transfer students, international students, graduate students, and continuing students. Eligible first-year students entering the university will be considered for a Merit Scholarship.

8. University of Houston

  • US News national ranking: #179
  • Location: Houston
  • Graduation rate: 56%

The University of Houston is the third-largest university in Texas, with more than 47,000 students enrolled each year. Located in the heart of Houston, it is the flagship institution of the University of Houston System. It is also one of the most affordable universities in Texas. The average tuition for undergraduate students at the University of Houston is US$5,465 per semester.

Undergraduate students can choose from 358 majors and minors. The Cyvia and Melvyn Wolff Center for Entrepreneurship at the University of Houston offers the best undergraduate entrepreneurship program in the US. The university also has 36 research centers studying fields such as space exploration, artificial intelligence, and biomedical engineering.

9. Texas Tech University

  • US News national ranking: #179
  • Location: Houston
  • Graduation rate: 56%

Texas Tech University is a public research university located in West Texas. It was founded in 1923 and is currently one of the five institutions in the Texas Tech University System. It offers a comprehensive learning experience through a combination of offline and online courses. The university offers more than 150 undergraduate degrees, 100 graduate degrees, and 50 doctoral degrees.

US News & World Report listed this university in its 2022 ranking of Best Online Programs. The university also operates research centers and institutes, including the National Wind Institute.

10. Sam Houston State University

  • US News national ranking: #249
  • Location: Huntsville
  • Graduation rate: 64%

Sam Houston State University is a public university located in Huntsville. It has 8 colleges offering programs across more than 170 fields of study. Its main campus covers 128 ha and includes a teaching and research farm. In addition, the campus has recreational areas for students, such as a rodeo arena (a sport that grew out of cattle-ranching activities), a planetarium, an observatory, and an 18-hole golf course.

The university has 90 undergraduate programs, 55 graduate programs, and 10 doctoral programs. Some popular fields at the university include criminal justice, psychology, theater, dance, and business. Sam Houston State University is the first university in the US to offer a doctoral degree in Forensic Science with practical experience.

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The most affordable universities in California

When thinking about studying in the US in general, and California in particular, parents and students worry about cost. However, this state still has schools with very affordable costs. In the following article, IMM Group introduces the schools with the lowest tuition in 2021-2022 in this state.

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How the ranking works 

This ranking is based on the average net cost (before taxes and surcharges) of colleges and universities in California. All data was collected from the websites of the US Department of Education, the College Scorecard, and College Navigator.

This ranking is intended to help students assess the affordability and value of the top colleges in California so they can decide which university to attend.

1. California State University - Los Angeles

Average net cost: US$3,792

California State University-Los Angeles was founded in 1947. The school has 129 bachelor’s degrees, 112 master’s degrees, and four doctoral degree programs, offered both on campus and online.

In-state students pay just over US$6,400 per semester, while out-of-state students pay more than US$16,400 per semester. According to U.S. News & World Report’s list of the best colleges in the US, the school ranks 13th among public universities, 52nd among public and private universities, and 26th among the best-value schools. The school ranks 139th among the best-value colleges in the US, according to Forbes magazine. 

It is also one of the most affordable colleges in the state. Washington Monthly ranked it 6th in its Master’s Universities ranking. In Money magazine’s list of the best colleges of 2018, the school ranked 51st in the country.

2. California State University - Dominguez Hills

Average net cost: US$4,655

Founded in 1960, California State University – Dominguez Hills is a public institution. It currently enrolls just over 14,000 students, who choose to take classes on campus or through its online education portal. 

The school also has many graduate, undergraduate, and teaching degree programs, including 46 different undergraduate degrees and 23 master’s degrees. The average tuition per semester is just over US$8,900 for in-state students, and although out-of-state students pay more than double, more than 70% of students receive financial aid. The National Association of Public and Administrative Schools and the Western Association of Schools and Colleges both accredit this institution. The school ranks 32nd on the “Top Public Schools” list according to U.S. News and World Report.

3. California State University - Northridge

Average net cost: US$5,703

Founded in 1958 under its former name, San Fernando Valley College, and now California State University – Northridge, it is a large institution with more than 30,000 students. Despite its large size, the school remains one of the lowest-cost colleges in California. 

About 85% of all students receive financial aid to pay the average cost of US$6,958 per semester. The school offers both on-campus and online degree programs. Students can choose from 134 different bachelor’s, master’s, and doctoral degree programs across more than 70 fields such as social work, the humanities, and so on. Accredited by the WASC University and College Commission, the school has the largest undergraduate enrollment in the 23-campus California State University system. It is ranked as one of the largest comprehensive universities in the US. Some impressive achievements:

– Ranked 29th nationally for “Best Colleges” in 2019 by Money magazine.

– Ranked 124th nationally for “Best Colleges” in 2014 by The Daily Beast.

– Ranked 92nd out of 300 on the “Best Value Colleges in the US” list in 2019 by Forbes. 

4. California State University - Fresno

Average net cost: US$5,872

Founded in 1911, California State University – Fresno initially operated as a school but was later expanded to serve about 24,449 students each year. With more than 60 fields and 40 program levels, students can easily find the field they love. U.S. News & World Report ranks this school at 205. 

For in-state students, average tuition is US$6,940 per semester and just over US$18,000 per semester for out-of-state students. The four-year university offers both on-campus and online degree programs. Online degree options include Psychology, Business, Journalism, English Language and Literature, Computing and Information, Health Services, and many others.

5. California State University - Stanislaus

Average net cost: US$6,295

Ranked 48th among regional universities in the West by U.S. News & World Report, California State University – Stanislaus enrolls just over 9,000 students annually. Tuition for in-state students is currently US$21,886 per year, while out-of-state students pay US$33,766. 

The school has more than 100 different degree program options, making it easy for students to explore their career path in fields such as Accounting, Anthropology, Mathematics, Applied Behavioral Sciences, Archaeology, Language Arts, and many others. The school was founded in 1957 in Turlock and is currently one of the colleges in California with the highest acceptance rate: 71%.

6. California State University - San Bernardino

Average net cost: US$8,519

California State University-San Bernardino has taught about 22,000 students each year since the school first opened in 1965. There are 138 different degree programs offered at the school, including Accounting and Finance, Business Administration, Education, Natural Sciences, Nursing, and several others. A separate campus location in Palm Desert hosts graduate programs for students. 

The average tuition per semester for in-state students is US$6,043, but more than 75% of all students receive financial aid to cover all or part of their tuition. Money magazine ranked this university 14th among the “Best Colleges of 2014”.

7. California State University - Fullerton

Average net cost: US$8,737

California State University – Fullerton was founded in 1956. It is the largest of the 23 universities in the California State University system, as well as in the entire state. Annual enrollment is about 40,000 students. 

In 2016, tuition for in-state students was US$6,043 per semester. The school offers 109 different degree programs, including 3 doctoral degrees, 57 bachelor’s degrees, and 52 graduate degrees. Some of the most popular programs are American History, Nursing, Art, Women’s and Gender Studies, Sociology, IT, and Geology. U.S. News and World Report ranked the school’s online system 11th among the best online programs of 2011. The school is also among the Top 100 universities nationwide, according to Forbes magazine.

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The top-quality universities in Florida

Florida is one of the large states that contribute significantly to the US economy. With its remarkable pace of development and a climate similar to Vietnam's, Florida attracts many Vietnamese residents. It also draws many international students with its top-tier educational quality.
In the following article, IMM Group introduces the 10 top-quality universities in Florida.

Share:  |  Updated: 11/05/2022  |  Reading time: 15'

1. University of Florida

The University of Florida is a public institution founded in 1853. It has a total undergraduate enrollment of 34,931 (fall 2020) and a campus spanning 809 hectares. The University of Florida ranks 28th in the 2022 edition of the best colleges and universities in the US. In-state tuition is US$6,380/year, and out-of-state tuition is US$28,658/year.

It is the only university in the country to combine six different health-care colleges on a single campus. Popular majors include Biology, Psychology, and Science. The university is also a research leader in many fields, often through high-level international collaborations. In 2002, it led a group of seven universities that received a US$15 million grant from NASA to conduct space research. Since 2008, it has partnered with Zhejiang University (China) on sustainable energy. In addition, it has partnered with Spain on the world’s largest single-aperture optical telescope.

Admission is fairly competitive, with an acceptance rate of 31%. The graduation rate is 89%, and graduates typically earn a starting salary of US$42,600. By 2014, the total number of the university’s graduates had reached half a million. Notable alumni include actress Faye Dunaway, astronaut Kevin Ford, and senior Florida senator Marco Rubio.

2. Florida State University

Florida State University is a public institution founded in 1851. It has a total undergraduate enrollment of 32,543 (fall 2020) and a campus spanning 197 hectares. Florida State University ranks 55th in the 2022 edition of the best colleges and universities in the US. In-state tuition is US$6,517/year, and out-of-state tuition is US$21,683/year. 

The university has undergraduate research programs across many fields, from clinical and biomedical research in the College of Medicine to in-depth studies of social justice. Students can choose from 106 majors across 16 different colleges. Its most popular majors are Finance, Psychology, Marketing, Biology, and Political Science. 

Its programs are led by an outstanding faculty, including six Nobel laureates and many distinguished scholars across the arts and sciences. Admission is fairly competitive, with an acceptance rate of 36%. The graduation rate is 84%, and graduates typically earn a starting salary of US$36,500. 

3. University of Miami

The University of Miami is a private institution founded in 1925. It has a total undergraduate enrollment of 11,334 (fall 2020). The University of Miami ranks 55th in the 2022 edition of the best colleges and universities in the US. Its average tuition is US$54,760/year.

The university has more than 180 undergraduate majors and programs across 12 colleges and schools on various campuses. These include Miami Law on the 105-hectare main campus, the Leonard M. Miller School of Medicine (which trains at least 1,000 students in health-related programs), and a school focused on research in oceanography and atmospheric science.

About 16,000 students were enrolled in 2014, with an acceptance rate of around 40%. Notable alumni include wrestler Dwayne “The Rock” Johnson, actor Sylvester Stallone, and singer Gloria Estefan. Former president Donna E. Shalala led the University of Miami from 2001 to 2016 and served under President Bill Clinton as the longest-serving US Secretary of Health and Human Services.

4. University of South Florida

The University of South Florida is a public institution founded in 1956. It has a total undergraduate enrollment of 38,579 (fall 2020) and a campus spanning 666 hectares. The University of South Florida ranks 103rd in the 2022 edition of the best colleges and universities in the US. In-state tuition is US$6,410/year, and out-of-state tuition is US$17,324/year. 

The university offers 105 master’s programs and 44 doctoral programs. Popular majors include Health Services Preparatory Studies, Psychology, Biomedical Sciences, and Molecular Medicine. The Tampa campus is considered the university’s main campus, with 14 colleges. The Tampa campus is also home to USF Health, which includes the Colleges of Medicine, Nursing, Public Health, and Pharmacy. The Journalism and Media Studies program is also taught on the Tampa campus.

Admission is fairly competitive, with an acceptance rate of 49%. The graduation rate is 74%, and graduates typically earn a starting salary of US$36,800. 

5. University of Central Florida

The University of Central Florida is a public institution founded in 1963. The University of Central Florida ranks 148th in the 2022 edition of the best colleges and universities in the US. In-state tuition is US$6,368/year, and out-of-state tuition is US$22,467/year. 

The University of Central Florida (UCF) is the second-largest university in the US, with 63,000 students and more than 200 programs of study to choose from. The university has been designated for research activity by the Carnegie Endowment for International Peace.

The university has a 572.6-hectare campus with 13 colleges: the College of Arts and Humanities, the Burnett Honors College, the College of Business Administration, the College of Education and Human Performance, the College of Engineering and Computer Science, the College of Graduate Studies, the College of Health and Public Affairs, the College of Medicine, the College of Nursing, the College of Optics and Photonics, the Rosen College of Hospitality Management, and the College of Sciences and Undergraduate Studies.

Admission is fairly competitive, with an acceptance rate of 44%. Popular majors include Liberal Arts and Humanities, Psychology, and Nursing. The graduation rate is 74%, and graduates typically earn a starting salary of US$37,100. 

6. Florida International University

Florida International University is a public institution founded in 1972. It has a total undergraduate enrollment of 48,664 (fall 2020) and a campus spanning 139.2 hectares. Florida International University ranks 162nd in the 2022 edition of the best colleges and universities in the US. In-state tuition is US$6,566/year, and out-of-state tuition is US$18,964/year. 

As Miami’s first and only public research university, offering bachelor’s, master’s, and doctoral degrees, FIU emphasizes research as a core part of its mission. Its research output ranks among the top 2% of US universities. The university also belongs to some of the oldest and most respected public and private organizations in the US, holding the Carnegie “R1” designation for the highest level of research activity. Areas of particular strength include Disaster Mitigation, Tropical Biodiversity, Children’s Mental Health, Cybersecurity, and Latin American Studies. The Herbert Wertheim College of Medicine and the discovery lab of the College of Computing and Information Sciences are just two of the many colleges, schools, and centers that actively support the university’s research capacity. 

Admission is fairly competitive, with an acceptance rate of 58%. The graduation rate is 67%, and graduates typically earn a starting salary of US$38,700.

7. Florida A&M University

Florida A&M University is a public institution founded in 1887. It has a total undergraduate enrollment of 7,402 (fall 2020) and a campus of 179 ha. Florida A&M University is ranked #202 in the 2022 edition of Best Colleges and Universities in the US. In-state tuition is US$5,785 per year, and out-of-state tuition is US$17,725 per year.

Since 1935, the university has been accredited by the Southern Association of Colleges & Schools and awards bachelor’s, master’s, and doctoral degrees across a wide range of majors. These majors include: Agriculture and Food Sciences, Nursing, Education, Engineering, Social Sciences, and Arts and Humanities.

Sustainability is one of the university’s core values. In 2015, it was recognized by the Green Building Initiative as the second “greenest” public university in the US. In particular, the school regularly runs agriculture and recycling programs.

Admission is fairly competitive, with an acceptance rate of 36%. The graduation rate is 55%, and alumni typically earn a starting salary of US$26,800 after graduation.

Notable alumni include Anika Noni Rose, an American singer and actress; Pamela Donielle Oliver, a basketball player; and K. Michelle, an American R&B singer, songwriter, and television personality.

8. Florida Institute of Technology

Florida Institute of Technology is a private, nonprofit doctoral/research university located in Melbourne, Florida. The institute was founded in 1958. It has a total undergraduate enrollment of 3,475 (fall 2020) and a campus of 70.4 ha. The school is ranked #202 in the 2022 edition of Best Colleges and Universities in the US. The average tuition is US$43,246.

Undergraduate students can choose from more than 70 majors. Popular programs include Mechanical Engineering, Aerospace Engineering, and Aeronautical Science. Surrounded by companies and organizations such as SpaceX, Northrop Grumman, Harris Corporation, Boeing, and NASA, the school places a strong emphasis on hands-on experience, advanced research, and high-tech innovation. Its graduates often go on to work full-time for the global companies mentioned above, in roles such as computer scientists, ocean engineers, aerospace engineers, astrobiologists, and physicists, among others.

The institute’s FastTrack master’s degree program gives students the opportunity to take graduate-level courses throughout their undergraduate path. The campus has 16 research centers, along with a newly built Health Sciences Research Center.

9. Nova Southeastern University

Founded in 1964, Nova Southeastern University in Fort Lauderdale is Florida’s largest private university, with fields of study in Healthcare, Biotechnology, Life Sciences, Environment, and Social Sciences. Undergraduate students can choose from more than 50 degree programs. Popular programs include Health, Biology, and Business. Through its research, the university proudly draws more than US$100 million in external funding. Students also have the opportunity for hands-on experience before graduation through internships at more than 100 partner companies.

The university has a total undergraduate enrollment of 6,314 (fall 2020) and a campus of 127.1 ha. It is ranked #213 in the 2022 edition of Best Colleges and Universities in the US. The average tuition is US$34,570. Its acceptance rate is 76%. The graduation rate is 62%, and alumni typically earn a starting salary of US$42,300 after graduation.

10. University of North Florida

The University of North Florida is a public institution founded in 1965. It has a total undergraduate enrollment of 14,550 (fall 2020) and a campus of 526 ha. The University of North Florida is ranked #263 in the 2022 edition of Best Colleges and Universities in the US. In-state tuition is US$7,075 per year, and out-of-state tuition is US$20,793 per year.

The university is made up of six colleges: Health, Business, Arts and Sciences, Computing, Engineering and Construction, Education and Human Services, and the Hicks Honors College. It offers 60 different bachelor’s programs for students to choose from. Psychology is the most popular field of study, followed by Communications, Business, and Nursing. The University of North Florida admits students selectively, with an acceptance rate of 80%.

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Top 7 universities with the lowest tuition in Texas

When considering which university to choose, tuition is an indispensable part of the decision-making process. The state of Texas has an average tuition significantly lower than other US states. IMM Group will introduce the universities and colleges with the lowest tuition in this state in the following article.

Share:  |  Updated: 28/05/2022  |  Reading time: 10'

An overview of university tuition in Texas 

In general, tuition in Texas varies widely from school to school, as in any other state. However, the average is much lower. But that does not mean low tuition comes with poor quality. Texas has many academic universities that can provide an excellent education across a range of industries. 

The costs associated with college life can add up to a large amount. Choosing schools with lower tuition can help save on overall costs.

Below are the 7 schools with the lowest tuition in Texas. Tuition is calculated per year.

1. Midland College

  • In-state tuition: US$1,950
  • Out-of-state tuition: US$4,800
  • International tuition: US$4,800

Midland College is a public institution in Midland, Texas. The highest degree offered at the school is the associate degree. Students can earn degrees and certificates in 12 different fields. Popular programs include: Liberal Arts and Sciences, General Studies and Humanities, Health and Related programs, and Engineering Technology.

Midland College is quite unique in how it delivers education to its students. It is extremely locally oriented, providing community services to Midland. The school offers students training on demand from local businesses to match the current needs of the industry. 

The cost of attending this college makes it a very attractive and affordable option, especially for students living in the state. Its cost is approximately 1/3 of the cost of other institutions in Texas.

Although out-of-state and international costs are especially low, the nature of the college’s courses is oriented more toward the local community. Therefore, this low-cost university in Texas may not be the most suitable choice for those who want to broaden their horizons and opportunities beyond the state.

2. South Texas College

  • In-state tuition: US$2,330
  • Out-of-state tuition: US$7,620
  • International tuition: US$7,620

Founded in 1993, South Texas is a public college located in McAllen, Texas. The school operates in partnership with public schools and has one of the largest dual-enrollment programs in the state of Texas. These programs allow eligible students to take college courses while in high school. In total, more than 15,000 students are currently enrolled in these programs. Popular majors include Liberal Arts and Humanities, Business, and Information Science.

South Texas College prides itself on excellent teaching and workforce integration. They take a practical approach to students’ economic development and also focus on their career goals.

This university is known as a very inexpensive university in Texas. Its out-of-state and international tuition is also very low compared with other colleges in Texas.

3. Midwestern State University

  • In-state tuition: US$5,216
  • Out-of-state tuition: US$7,166
  • International tuition: US$7,166

Midwestern State University is located in the city of Wichita Falls, Texas. The school was founded in 1922 as Wichita Falls Junior College. After several name changes, the school was named Midwestern State University in 1975.

Midwestern State University is a leading university for the liberal arts. The school encourages creative exploration and the development of research. It is a member of the Council of Public Liberal Arts Colleges. The university has a 103-hectare campus and its core curriculum is a comprehensive sciences and arts program. Popular majors include Liberal Arts and Humanities, Nursing, and Radiologic Technologist.

Although its in-state tuition is not the cheapest in Texas, it offers a “special tuition rate” for out-of-state students. Its out-of-state tuition ranks among the Top 10 cheapest, making it a very attractive option for students outside Texas.

4. Tarleton State University

  • In-state tuition: US$4,008
  • Out-of-state tuition: US$13,752
  • International tuition: US$13,752

Tarleton State University is a public institution founded in 1899. The school is located in an area where up to 67% of the population are students. It places a strong emphasis on providing hands-on work experience, partnering with local businesses to offer internship programs.

At Tarleton, Computer Science is a flagship major, along with Range Management Science, thanks to Tarleton’s Computer Information Systems department – the first unit to win the international Data Processing Management Association’s Program Excellence award three times. Also headquartered on the Tarleton campus, the Texas Institute for Applied Environmental Research is a national research leader on environmental issues related to water quality, tasked with monitoring water pollution data for the Upper North Bosque River watershed, which spans more than 90,000 hectares.

Its in-state tuition ranks among the lowest 25% in Texas. That tuition, combined with its appealing location, makes it a very attractive institution for Texas residents. Although its out-of-state cost is fairly high compared with the colleges listed above, it can still be an appealing option thanks to its location and reputation.

5. Angelo State University, San Angelo

  • In-state tuition: US$4,061
  • Out-of-state tuition: US$14,021
  • International tuition: US$14,021

Angelo State University is a public institution founded in 1928. Since 2010, it has consistently been ranked as “one of the best colleges” by The Princeton Review. Angelo State offers courses through six constituent colleges: Business, Education, Graduate Studies, Liberal Arts, Nursing, and Health and Science, along with 21 departments. The university offers 40 undergraduate programs, 23 graduate programs, and 1 associate degree. 

Although the school’s out-of-state and international tuition is fairly high, it offers many scholarship programs. Up to 90% of its students receive some form of scholarship or financial aid. As a result, about 40% of its students graduate without any debt.

6. Texas A&M University, Galveston

  • In-state tuition: US$4,516
  • Out-of-state tuition: US$12,940
  • International tuition: US$12,940

Texas A&M University at Galveston is a public school specializing in undergraduate and graduate programs in marine and maritime studies – specifically Science, Engineering, Maritime Business, Research, and public service related to marine resources in general. 

The school offers four-year, maritime-oriented programs with standout majors including Business, Physical and Ocean Sciences, Biological Sciences, Engineering and Transportation, and Liberal Arts. In addition, several special courses have been developed to serve its marine focus – for example, Literature of the Sea (a view of the ocean through the works of major authors), Introduction to Marine Science, and the Geography of Voyages.

Given the value of its education specifically oriented toward marine and maritime studies, the school has low in-state tuition. Its out-of-state and international tuition is somewhat more expensive, but it is a very good fit for students who want to pursue marine-related majors.

7. Texas A&M International University

  • In-state tuition: US$4,773
  • Out-of-state tuition: US$17,433
  • International tuition: US$17,433

Texas A&M International University is a public institution in Laredo, Texas, founded in 1970. It is a leading higher-education institution in the region and is especially known for the opportunities it offers minority students. The school offers more than 70 bachelor’s and master’s degrees as well as a doctoral program in International Business Administration.

The university’s degrees are built around the A. R. Sanchez School of Business, the College of Arts and Sciences, the College of Education, and the College of Nursing and Health Sciences. The A. R. Sanchez School of Business is accredited by the Association to Advance Collegiate Schools of Business, which ranks the program among the top 5% of business programs selected worldwide.

Although its out-of-state and international fees are considerably higher, the school offers a diverse range of academic options and a higher quality of education than other schools. 

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US benefits, welfare, and social security

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Retirement benefits for workers in the US

Eligible US citizens and permanent residents receive retirement benefits after they retire. In the following article from IMM Group, you can see in detail the conditions that must be met and other information about retirement benefits.

Share:  |  Updated: 18/04/2022  |  Reading time: 12'

What conditions must be met to receive retirement benefits?

To receive retirement benefits, workers must pay Social Security taxes. By working and paying Social Security taxes, workers accumulate “credits” toward Social Security benefits. The number of credits needed to receive retirement benefits depends on the worker’s year of birth. For those born in 1929 or later, workers need 40 credits (usually 10 years of work).

If you stop working before you have earned enough credits to qualify for benefits, the credits will remain on your Social Security record. If you return to work later, you can add more credits to qualify. Workers cannot receive retirement benefits until they have earned the required number of credits.

How much can benefit recipients receive?

The retirement benefit you receive is calculated based on the total amount you earned during your working years. The higher your long-term earnings, the larger the benefit you receive. If there are some years in which you did not work or had low earnings, your benefit amount may be lower than if you had kept working steadily.

The age at which you decide to retire also affects your benefits. If you retire at 62, the earliest possible retirement age, your benefits will be lower than if you work a few more years.

Retirement age

If you were born in 1955 or earlier, you are already eligible for full Social Security benefits. The retirement age is 66 if you were born between 1943 and 1954. The retirement age rises to nearly 67 if you were born between 1955 and 1960. For those born in 1960 or later, you receive full retirement benefits when you reach 67.

Age for full Social Security benefits
Year of birth Retirement age
1943-1954 66 years
1955 66 years 2 months
1956 66 years 4 months
1957 66 years 6 months
1958 66 years 8 months
1959 66 years 10 months
1960 or later 67 years
NOTE: Anyone born on January 1 of any year is counted as the previous year

Early retirement

You can receive Social Security retirement benefits as early as age 62. However, your benefits will be more limited if you retire before full retirement age. For example, if you turned 62 in 2022, your benefits will be about 30% lower than if your retirement age were 67.

Many workers are forced to retire early because of health problems. If you cannot work because of health problems, consider applying for the health-related disability benefits under Social Security. This benefit amount is equivalent to the full retirement benefit. If you are receiving this type of benefit when you reach retirement age, the agency that pays retirement benefits will convert those benefits into retirement benefits.

Benefits for family members

If you are receiving Social Security retirement benefits, some members of your family may also be eligible for benefits, including:

  • A spouse age 62 or older.
  • A spouse under 62, if they are caring for a child on your record who is under 16 or has a disability.
  • A former spouse age 62 or older.
  • A child under 18, or 19 if they are a full-time student who has not yet graduated from high school.
  • A child with a disability, if the disability began before age 22.

 

If you become the parent of a child (including an adopted child) after you start receiving benefits, let us know. We will then decide whether the child is eligible for benefits.

Spousal benefits

A spouse who has never worked, or who has low earnings, can receive up to half of the retired worker’s benefit. If a worker is eligible for both their own retirement benefit and a spousal benefit, the agency that pays retirement benefits will pay the worker’s own benefit first.

If your benefit as a spouse is higher than your own retirement benefit, you will receive a combination of benefits equal to the higher amount.

Children’s benefits

A worker’s dependent child can receive benefits when you start receiving retirement benefits. Your child can receive up to half of your benefit amount.

To receive benefits, your child must be unmarried and fall into one of the following categories:

  • Under 18.
  • 18-19 and a full-time student (grade 12 or below).
  • 18 or older with a qualifying disability that began before age 22.

 

In certain cases, a stepchild, grandchild, step-grandchild, or adopted child may also receive benefits.

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Social welfare benefits for older adults in the US

The US government supports older adults aged 65 and over through the Supplemental Security Income program. IMM Group shares the details of this program in the following article.

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What is Supplemental Security Income (SSI)?

SSI is a US federal program that pays monthly benefits to older adults aged 65 and over. In addition, people under 65 who are ill, people with disabilities, and other cases can also apply for Supplemental Security Income (SSI).

To receive SSI benefits, you must be one of the following:

  • Age 65 or older.
  • Fully or partially blind.
  • Seriously ill and unable to work, with a condition expected to last at least 1 year or result in death.

 

In addition, children who meet the required conditions can also receive this benefit.

How much can benefit recipients receive?

In 2022, the basic monthly federal SSI payment was:

  • US$841 (VND 19.2 million) for one person.
  • US$1,261 (VND 28.8 million) for a couple.

 

Not everyone receives the same amount. You may receive more if you live in a state that adds money to the federal SSI payment. You may receive less if you or your family have other income. The SSI payment amount also depends on where you live and whom you live with.

Conditions that must be met to receive SSI

Income level

Income includes the money you earn, Social Security benefits, pensions, and the value of support items you receive from others, such as food and shelter. Different states have different rules.

What you own

Your assets must be under US$2,000 for a single person and US$3,000 for a couple. This amount does not include your home and vehicle.

For example: The agency that pays SSI will not count the home you own if you live in it. They usually count only cash, bank accounts, stocks, and bonds.

Residency status

To qualify for SSI, you must be a US citizen living in one of the 50 states, the District of Columbia, or the Northern Mariana Islands.

If you are not a US citizen, you must be a permanent resident with a 10-year green card who has lived continuously in the US for 5 years since the date you were granted permanent residency.

Already receiving other benefits

To receive SSI, you must also apply for Social Security benefits and any other government benefits you may be eligible for. If you receive SSI, you can usually also receive benefits from the Supplemental Nutrition Assistance Program (SNAP) and Medicaid.

How to apply for SSI

To apply for SSI, applicants can fill out and submit the application through the website: www.ssa.gov/applyforbenefits

Applicants can also call 001 800 772 1213 to schedule an appointment with a representative from the local Social Security office.

People who meet the following conditions can complete the SSI application online:

  • Between the ages of 18 and 65.
  • Have never been married.
  • Are a US citizen residing in one of the 50 states, the District of Columbia, or the Northern Mariana Islands.
  • Have never applied for or received SSI payments in the past.
  • Are applying for Social Security Disability Insurance at the same time as the SSI application.
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The US government's benefit policy for the unemployed

When workers in the US lose their jobs, they receive unemployment support from the government. IMM Group shares the details of the US unemployment benefit policy in the following article.

The US Department of Labor provides unemployment benefits through unemployment insurance programs for citizens and permanent residents. This benefit is for eligible workers who lose their jobs through no fault of their own and meet certain other requirements.

Unemployment insurance is a joint state-federal program that provides cash benefits to eligible workers. Each state runs its own unemployment insurance program, but all states follow the same guidelines set by federal law.

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Who is eligible for unemployment benefits?

Each state has its own specific rules on eligibility for unemployment insurance benefits, but workers generally must meet the following conditions:

  • You are unemployed through no fault of your own. In most states, this means you were forced to leave your current job.
  • You meet the work and wage requirements. You must meet your state’s requirements for wages earned or time worked.
  • You meet any additional state requirements. You can find details about the program in the state where you live here.

Unemployment benefit amounts

Unemployment benefit policies and amounts in the US vary from state to state. Most US states provide unemployment benefits for up to 26 weeks. Benefit amounts range from US$235 to US$823 (VND 5.4 to 18.8 million) per week.

Mississippi has the lowest maximum unemployment benefit in the US at US$235 per week, while Massachusetts has the highest at US$823 per week. North Carolina and Florida provide unemployment benefits for the shortest period, up to 12 weeks. Montana pays unemployment benefits for the longest period, 28 weeks.

Below are the 10 US states with the highest unemployment benefits:

State Benefit per week (US$)
Massachusetts 823
Washington 790
Minnesota 740
New Jersey 713
Connecticut 649
Hawaii 648
Oregon 648
Colorado 618
North Dakota 618
Rhode Island 586

How to apply for unemployment benefits

To receive unemployment insurance benefits, workers must file a claim with the unemployment insurance program in the state where they worked. Depending on the state, claims can be filed in person, by phone, or online.

  • You should contact your state’s unemployment insurance program as soon as possible after becoming unemployed.
  • You should file your claim with the state where you worked. If you worked in a state different from the one where you now live, or if you worked in multiple states, the unemployment insurance agency in the state where you live can provide information on how to file your claim with other states.
  • When you file a claim, you will be asked to provide certain information, such as the addresses and dates of your former employment. To ensure your claim is not delayed, be sure to provide complete and accurate information.
  • It usually takes 2-3 weeks after you file your claim to receive your first unemployment benefit payment.
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The US government's support policy for pregnant women

The US has many different support programs for pregnant women and for raising children after birth. IMM Group shares the details in the following article.

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The Women, Infants, & Children Program (WIC)

The Women, Infants, & Children (WIC) program provides nutrition and education support. You can also receive some additional services through referrals to other agencies if needed. Eligible women receive services throughout pregnancy and for up to 6 weeks after birth, or the end of the pregnancy. If you are breastfeeding, you may be eligible for up to 1 year, OR 6 months after birth if you are not breastfeeding.

The WIC program issues checks, electronic cards, or vouchers so you can buy foods that improve your nutrition. Specific foods include infant formula and cereal, fruits, vegetables, eggs, cheese, peanut butter, and other healthy foods.

To qualify for this support, your income must be equal to or below 185% of the US low-income guidelines, and you must meet WIC’s other requirements. If you or other members of your family participate in other welfare programs such as Medicaid, you automatically qualify for this support.

Medicaid for pregnant women

Medicaid is a government-run program that gives you access to important medical services, especially during pregnancy. The general guidelines for Medicaid eligibility are set by the federal government. However, each state may have specific eligibility requirements, and these requirements can differ from state to state.

Learn more about Medicaid here.

Financial support for pregnant women from religious charities

Many religious organizations can help pregnant women. Because financial pressure can be one of the reasons many women have abortions, these groups seek to provide financial support to women who may want help carrying their pregnancy to term. They can also provide baby clothing and supplies.

For example:

  • Pregnancy Resource Centers provide counseling and medical services and can help you obtain financial support within your community.
  • Catholic charities in many communities support women with unplanned pregnancies. They also provide pregnancy and adoption counseling services.
  • Adoption agencies can provide financial support if you are considering placing your child for adoption.

Child care vouchers and subsidies

Under this program, the federal government provides grants and funding to states and local communities to help eligible low-income families access affordable daytime child care services. To qualify, you must be working, attending school, or enrolled in an approved job-training program before using the daytime care services offered under this program.

However, the funding provided by the government covers only a certain portion of child care costs; you must still pay the difference.

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Education subsidy policies for students in the US

The US is known as a superpower with one of the most advanced and developed education systems in the world, with outstanding advantages. The country also has many support policies for students. In the following article, IMM Group shares the details of education subsidies in the US.

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Financial support policies for elementary and secondary school students

Elementary and secondary education in the US usually runs from grade 1 to grade 12. After completing elementary school (through grade 5), students move on to secondary school, which includes middle school (grades 6 to 8) and high school (grades 9 to 12). The US has laws requiring children to attend school. As a result, all children aged 5 to 16 in the states must go to school and follow the path set by the Department of Education.

Public schools in the US, from elementary through high school, are free. Citizens, permanent residents, and even students on temporary resident visas in the US (depending on certain categories) receive this benefit. However, some schools may charge a small fee for school supplies or for the cost of organizing extracurricular activities, such as after-school sports and music. To let their children take part in these programs, parents may have to pay an additional fee.

If they attend private schools in the US, students must pay a certain fee according to each school’s policy. Some private schools also provide financial aid to students from disadvantaged backgrounds.

Financial aid programs for university students

After completing high school, students in the US can continue their studies at community colleges, vocational colleges (two-year programs), or universities (four-year programs). Universities in the US do not offer free instruction. However, tuition at public schools is generally less expensive than at private schools, especially for students who are permanent residents of the same state as the school. In addition, some schools run tuition assistance programs or award scholarships to students. The US government also provides financial aid to students.

Today, most students take out loans, apply for grants, or seek scholarships to cover their time in school. There are three common forms of assistance from the US government for students:

  • Grants: assistance that does not need to be repaid.
  • Work Study: financial aid that allows students to work and earn extra income on campus.
  • Student Loans: These are loans for students from the federal government (called “federal student loans”) or from private sources, such as banks, credit unions, government agencies, or schools. Students will need to repay both the loan and the interest after graduation.

 

To apply for the assistance above, students must meet the following conditions:

  • Be a US citizen or permanent resident.
  • Meet the financial requirements.
  • Be enrolled in or accepted into an eligible degree or certificate program
  • Maintain satisfactory academic progress.

 

To learn more about financial aid programs for students, you can call the hotline +1-800-433-3243 or visit the Department of Education website at: https://studentaid.gov/resources

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The US Medicaid Health Insurance Program

Medicaid is a health care system that provides coverage to millions of Americans. Medicaid is administered by the states, in accordance with federal requirements. IMM Group will share more specific details about this insurance system in the article below.

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What is Medicaid?

Medicaid is a program that helps pay medical costs for Americans, including eligible low-income adults, children, pregnant women, older adults, and people with disabilities. People who have Medicaid can get coverage for services that Medicare does not cover, or may only partially cover, such as home nursing care, personal care, transportation and medical services, home- and community-based services, and dental, vision, and hearing services.

In addition, the Children’s Health Insurance Program (CHIP) is another option for some families. CHIP provides low-cost coverage for children whose parents have incomes above the limit for enrolling in Medicaid.

Who is Medicaid for?

To qualify for Medicaid in a state, you must be a resident of that state and a US citizen (or have an eligible immigration status). Each state has different rules about eligibility and applying for Medicaid. If you qualify for Medicaid in the state where you live, you will also automatically qualify for Extra Help to pay for Medicare prescription drug coverage (Part D).

In general, you need to meet the income requirements and fall into any of the following categories:

  • Age 65 or older
  • Children under 19
  • Pregnant
  • Have a disability
  • A parent or an adult caring for a young child
  • An adult with no dependent children (in some states).

What costs does Medicaid help pay for?

If you have Medicaid, you can receive health care benefits such as:

  • Doctor visits
  • Hospital stays
  • Long-term supports and services
  • Preventive care, including immunizations or vaccines, mammograms, colonoscopies, and other necessary care
  • Prenatal and maternity care
  • Mental health care
  • Necessary medications
  • Vision and dental care (for children).

Applying for Medicaid

Each state has its own Medicaid rules. You can review the Medicaid program in your state for more details. In many states, in addition to the categories listed above, many other parents and adults can now also receive Medicaid coverage. If you applied in the past and did not qualify, you can still try applying again to find out whether you qualify under the new rules.

You can apply for and enroll in Medicaid or CHIP at any time of year. If you are eligible, your coverage can take effect right away.

To learn more about Medicaid, you can visit https://www.medicaid.gov/ or contact the Medicaid office in the state where you live to see whether you are eligible to apply.

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The US Health Insurance Program – Medicare

Like Australia, the US also has a Medicare health care system. However, in the US this system is only available to certain groups. IMM Group will provide more detailed information about this system in the article below.

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What is US Medicare?

Medicare in the US is health insurance for:

  • People age 65 or older.
  • People under 65 with certain disabilities.
  • People of any age with end-stage renal disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).

Who is eligible for Medicare?

Medicare is for US citizens or lawful permanent residents. In addition, the person or their spouse must have worked in the US and paid Medicare taxes for at least 40 quarters.

If you only recently obtained a green card or are a new immigrant to the US and/or have not yet worked in the US, you may not yet be eligible for Medicare health coverage. In this case, you can still buy it as long as you meet the following conditions:

  • Age 65 or older.
  • You are a foreign national with a green card who has lived continuously in the US for five years or more and are not eligible for Social Security benefits.
  • You have just become a US citizen and have not worked the required number of quarters in the US to qualify for Social Security coverage.

What types of Medicare are there?

1. Original Medicare

A fee-for-service health insurance program with two parts: Part A (Hospital Insurance) and Part B (Medical Insurance).

Part A helps pay for:

  • Inpatient care at hospitals.
  • Care at skilled nursing facilities.
  • End-of-life (hospice) care.
  • Home health care.

 

You usually do not have to pay a monthly premium for Medicare Part A if you or your spouse paid Medicare taxes for a certain period of work.

If you are not eligible for free Medicare Part A, you can still sign up to buy it. The 2022 premium was US$499/month. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium was US$274/month.

Part B helps pay for:

  • Services from doctors and other health care providers.
  • Outpatient care.
  • Home health care.
  • Durable medical equipment (such as wheelchairs, walkers, hospital beds, and other equipment).
  • Many preventive services (such as screenings, immunizations or vaccines, and the annual general health check-up).

 

Most people pay the standard monthly premium for Part B. In 2022, the Part B premium was US$170.1/month. If your total income as reported on your IRS tax return is above a certain level, you will pay the standard premium amount plus the income-related monthly adjustment amount (IRMAA). IRMAA is a surcharge added to your premium.

Note: Original Medicare covers many, but not all, of the costs for health care services and supports.

2. Medicare Advantage (Part C)

Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare.

  • This “all-in-one” plan includes Part A, Part B, and usually Part D as well.
  • These plans provide extra benefits that Original Medicare does not cover (such as vision, hearing, and dental services).
  • Medicare Advantage plans have annual contracts with Medicare and must follow Medicare’s coverage rules. The provider must notify you of any changes before the start of the next coverage year.
3. Medicare Prescription Drug Coverage (Part D):

Medicare drug coverage helps pay for the prescription drugs you need. To get Medicare drug coverage, you must join a Medicare-approved plan that offers drug coverage (including Medicare drug plans and Medicare Advantage plans with drug coverage).

  • Helps pay for prescription drug costs (including many recommended immunizations or vaccines).
  • Run by Medicare-approved drug plans; these companies follow the rules set by Medicare.
  • Can help lower your drug costs and help protect against future increases in drug prices.

 

Note: People with low income and limited assets may qualify for help paying for certain health care services and drug costs.

To learn more about Medicare, you can visit https://www.medicare.gov/ or call +1-800-633-4227 for more information about programs that can help pay health care costs.

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7 Common Types of Health Insurance in the US

The US has 7 common health insurance programs with different features, benefits, and ways of operating. IMM Group would like to share about these 7 US health insurance programs in the article below.

Share:  |  Updated: 27/03/2022  |  Reading time: 10'

Individual Health Insurance

When you need to buy health insurance for yourself in the US, the type of insurance you need to buy is an individual health insurance plan, also known as Mediclaim. This type of insurance is purchased in an individual’s name, so the premium is based on the buyer’s age and the sum insured.

The insurance company reimburses the actual costs incurred up to the amount you insured, known as an indemnity policy. They will cover the costs if you are hospitalized for at least 24 hours.

Family Health Insurance

This plan is generally similar to individual health insurance. The benefits largely remain the same, but the sum insured can be used by any, or all, members of the family. The premium for this plan is lower than for individual health insurance.

Critical Illness Insurance

Unlike other health insurance plans, critical illness insurance does not depend on the patient’s hospital costs. The policy pays out the entire sum insured when the policyholder is diagnosed with a specified illness.

All insurance companies cover 10-12 serious critical illnesses, or even more. These include cancer, coronary artery surgery, heart attack, stroke, kidney failure, aortic surgery, heart valve replacement, organ transplant, and paralysis.

Hospital Daily Cash Insurance

As the name suggests, the hospital daily cash plan is a health insurance plan in which the insured patient is paid a fixed daily amount while hospitalized.

This plan covers hospital bills, including room charges, doctor’s fees, and other fees, depending on the number of days the insured chooses.

Standard Health Insurance (Arogya Sanjeevani Policy)

If you are overwhelmed by the many types of insurance that insurance companies offer, this is the option to buy. Because the features and benefits of health insurance plans can differ from one insurance company to another, all insurers offer Standard Health Insurance to make it easier for buyers to choose.

This plan is intended to cover basic health needs, has similar policy terms, and allows seamless switching between insurers. The Arogya Sanjeevani policy will have only one indemnity policy, meaning it operates on a reimbursement basis.

Covid-19 Symptom-Based Insurance (Corona Kavach Policy)

Corona Kavach is a health insurance policy that only covers hospital bills based on Covid-19 symptoms. In general, this type of insurance is available only from health insurers and operates on an indemnity basis, specifically reimbursing hospital bills.

Covid-19 Hospitalization Insurance (Corona Rakshak Policy)

Corona Rakshak is also a specific health insurance policy that only covers hospitalization bills due to Covid-19. This type of insurance is available at all insurance companies, including life insurers.

Under the Corona Rakshak policy, 100% of the sum insured is paid to the policyholder, because this is a benefit-based plan.

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Successful Vietnamese in the US

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A List of Successful Vietnamese in the US

The "land of the stars and stripes," the US - a land of freedom and opportunity - is a place where everyone has the conditions to develop and achieve, including Vietnamese people. Below is a list of Vietnamese Americans or Vietnamese who have succeeded in the US across many different fields and are recognized in the US.

Share:  |  Reading time: 01/09/2021 | Thời gian đọc: 20'

Arts and Entertainment

Field

Name Occupation

Actors/Actresses

James Duval

Actor whose mother is French of Vietnamese descent.
Eileen Fogarty

Actor, writer, and producer.

Lance Krall 

Actor and star of the show FREE RADIO on VH1.
Hiep Thi Le

Actress known for her role in Heaven & Earth, the third film in director Oliver Stone’s Vietnam trilogy.

Jeannie Mai

Makeup artist, fashion expert, actress, television personality, and model.
Dustin Nguyen 

Actor

Olivia Munn

Former model, reporter for Daily Show and acclaimed actress in the films X-Men: Apocalypse and Mortdecai.
Maggie Q

Former model and actress in Mission: Impossible III.

Jonathan Ke Quan

Former child actor in Indiana Jones and the Temple of Doom and The Goonies.
Rosie Tran

Writer, actress, and comedian.

Thuy Trang

Actress known for the role of the Yellow Power Ranger in the series Power Rangers.
Kathy Uyen

Actress, producer, and screenwriter.

Kieu Chinh

Actress, producer, and screenwriter.
Xanthe Huynh

English-language voice actress for animated films.

Ali Wong

Actress, comedian, and writer, well known for Always Be My Maybe.
Lana Condor

Actress, known for the role of Lara Jean in To All the Boys I’ve Loved Before.

La Thoại Tân

Actor.
Kelly Marie Tran

Actress, known for the role of Rose Tico in Star Wars: The Last Jedi and Raya in Raya and the Last Dragon.

Hong Chau 

Actress known for her roles in Downsizing and Watchmen.
Levy Tran

Actress and model, known for her role in MacGyver (2016 TV series).

Loan Chabanol

Actress.
Tram-Anh Tran

Actress, known for her role in Ghostwriter.

Patti Harrison

Actress, writer, and comedian, known for her roles in Shrill and Together Together.

Hosts and Reporters

Betty Nguyen

Morning news anchor at CBS, former CNN anchor
Mary Nguyen

Award-winning reporter; the first Asian-American teen beauty queen

Leyna Nguyen

Emmy-winning host
Vicky Nguyen

Reporter

Thuy Vu

Emmy-winning host and reporter for the CBS-5 television station in San Francisco
Directors Tim Dang

Theater director and actor. Former artistic director at the theater company Asian American, East West Players.

Doan Hoang

Director and producer of the PBS documentary about a family during the Vietnam War – Oh, Saigon
Steve Nguyen

Film director and producer

Linh Nga

Film director and producer
Michael Dougherty

Director/screenwriter of Trick ‘r Treat

Ham Tran

Director of the film Journey from the Fall
Derek Nguyen

Film director/screenwriter The Housemaid (2016 film)

Dance Crews

Jeff “Phi” Nguyen of the Jabbawockeez dance crew

The Poreotics dance crew – Champions of America’s Best Dance Crew Season 5

 

  • Matthew “Dumbo” Vinh Quoc Nguyen
  • Charles Viet Nguyen
  • Can Trong “Candy” Nguyen

Musicians

Chau-Giang Thi Nguyen

Pianist 
Cuong Vu

Grammy-winning trumpeter and jazz singer

Dat Nguyen 

Classical guitarist
Tyga

Rapper of Jamaican and Vietnamese descent signed to Young Money and Cash Money Records

Ziya

R&B artist based in Toronto
Sierra Deaton

Singer-songwriter and co-winner of The X Factor US Season 3

Keshi (Casey Luong)

Singer, songwriter, producer, and multi-instrumentalist 
Dolly Ave

Award-winning singer, songwriter, and photographer

Other Artists

Binh Danh

Photographer
Thuc Doan Nguyen

Writer

Chloe Dao

Fashion designer / Winner of the TV show Project Runway
Dat Phan

Comedian, the first winner of Last Comic Standing

Jonas Bevacqua

Vietnamese-American fashion designer, creator of Urbanwear LRG
Michelle Phan

Beauty expert on YouTube

Van Darkholme

Performer and film director
Linda Le

Model and cosplayer

Hung Huynh

Chef, winner of Top Chef Season 3
Tom Vu

Infomercial icon, professional poker player, and real estate investor

Tila Tequila

Woman famous on MySpace; starred in an MTV show; appeared in FHM magazine
Christine Ha

The first blind contestant and winner of MasterChef Season 3 in 2012

John Eklund

Photographer known for the video Purely Pacific Northwest
Phong Bui

Artist, writer, independent curator; co-founder, editor-in-chief, and publisher of The Brooklyn Rail, a monthly art, culture, and politics magazine in New York

Karrueche Tran

American model and actress
Truong Tran

Poet, visual artist, teacher

Plastique Tiara

Vietnamese-American artist
Ken Hoang

Contestant on the show Survivor and a professional gamer

Ocean Vuong

American novelist, poet, and essayist
Tai Trang

Contestant on the show Survivor

 

Business

Name

Occupation
Johnny Dang

Renowned Vietnamese-American jeweler

Trung Dung

Founder of OnDisplay, a company sold to Vignette Corporation in 2000 for US$1.8 billion
Frank Jao

The pioneer behind Little Saigon, Westminster, California, and the Asian Garden Mall

Eric Ly

Co-founder of LinkedIn
Bill Nguyen

Founder of onebox.com and lala.com, companies sold for US$850 million and US$80 million respectively

David Tran

Founder of Huy Fong Foods, maker of Sriracha hot sauce
Thuan Pham

Chief Technology Officer of Uber

Kieu Hoang

Pharmaceutical billionaire; CEO of RAAS, Inc. (US) and Vice Chairman of RAAS Blood Products in Shanghai, China

Literature and Journalism

Name

Occupation
Aimee Phan

Author of We should never meet

Andrew X. Pham

Author of Catfish and Mandala: A Two-Wheeled Journey Through the Landscape and Memory of Vietnam (1999)
Chau Nguyen

News anchor; the first Vietnamese-American to win a regional Emmy Award

Đoàn Văn Toại

Author of The Vietnamese Gulag
Huỳnh Sanh Thông

Author best known for An Anthology of Vietnamese Poems: From the 11th to the 20th Century

Jenna Lê 

Poet and physician; author of A History of the Cetacean American Community
Kien Nguyen

Author of The Unwanted, a childhood memoir

Lan Cao

Former lawyer and current law professor; author of Monkey Bridge
Le Ly Hayslip

Author of When Heaven and Earth Changed Places, adapted into the feature film (Heaven & Earth) directed by Oliver Stone

Le Thi Diem Thuy

Award-winning author of the novel The Gangster We Are All Looking for
Mong-Lan

University professor and author of Song of the Cicadas

Monique Truong

Author of the book The Book of Salt
Andrew Lam

Writer and journalist; author of the book Perfume Dreams: Reflections on the Vietnamese Diaspora

Nguyễn Chí Thiện

Poet; winner of an international poetry prize in 1985
Nguyen Do

Poet, editor, and translator; co-author of Black Dog, Black Night: Contemporary Vietnamese Poetry (2008) and Beyond the Court Gate: Selected Poems of Nguyen Trai (2010)

Nguyen Qui Duc

Essayist, radio producer, and author of Where the Ashes Are: The Odyssey of a Vietnamese Family
Lê Xuân Nhuận

Author of Vietnamese poems; human rights activist

Ocean Vuong

Poet and winner of the 2016 Whiting Award
Quang X. Pham

Author; founder of Lathian Systems, a pharmaceutical marketing company

Stephanie Trong

Executive editor of Jane
Trinh T. Minh-ha

Author, scholar, and filmmaker

Ut Huynh Cong

Photographer; the first Vietnamese-American to win the Pulitzer Prize and the World Press Photo award
Viet Thanh Nguyen

Author of The Sympathizer, a work of fiction that won the 2016 Pulitzer Prize

Vu Tran

Author of Dragonfish
Linh Dinh

Poet, writer, translator, and photographer

Do Nguyen Mai

Poet and author of Ghosts Still Walking
Thanh Bui

Editor-in-chief of ASN magazine; founder of a Shiba rescue association

 

Military

Name

Occupation
Viet Xuan Luong

Major General, US Army – Japan

Lapthe Flora

Major General, Joint Task Force
Brigadier General John Edwards

US Air Force

William H. Seely III

Major General, US Marine Corps; Director of Marine Corps Intelligence; his father is American and his mother is Vietnamese
Huan Nguyen

Rear Admiral, US Navy

Quang X. Pham

The first Vietnamese-American to serve as a naval aviator in the US Marine Corps; author and politician
David V. Pham

Marine Corps Infantry Officer. Platoon Commander, 1st Battalion, 8th Marines. Company Commander, Echo Company, 2nd Battalion, 4th Marines. Company Commander, Headquarters Company, 5th Marine Regiment. 

Awarded the Navy and Marine Corps Commendation Medal, the Joint Service Achievement Medal, and the Navy and Marine Corps Achievement Medal.

Politics and Law

Name

Occupation
Bee Nguyen

Georgia State Representative (Democrat)

Hubert Vo

Texas State Representative
Janet Nguyen

Orange County Board of Supervisors; California State Senator (Republican)

John Quoc Duong

Appointed Executive Director of the White House Initiative on Asian Americans and Pacific Islanders (Republican)
John Tran

The first Vietnamese-American mayor in the US; Mayor of Rosemead, California (Democrat)

Joseph Cao

The first Vietnamese-American congressman, representing Louisiana’s 2nd congressional district from 2009 to 2011 (Republican)
De Le

Senior policy advisor to President Trump; former candidate for the San Diego City Council (Republican)

Kok Ksor

President of the Montagnard Foundation, Inc.
Lan Cao

Law professor and novelist

Jacqueline Nguyen

US judge; the first Vietnamese-American federal judge;  the first Asian-American woman to sit on a federal court of appeals
Joe Nguyen

Washington State Senate (Democrat)

Kathy Tran

Virginia State Delegate
Madison Nguyen

San Jose City Councilmember and Vice Mayor of San Jose, California

Mina Nguyen

Deputy Assistant Secretary for Business Affairs and Public Liaison at the US Department of the Treasury
My-Linh Thai

Washington State House of Representatives (Democrat)

Stephanie Murphy

Vietnamese-American congresswoman representing Florida’s 7th congressional district from 2017 to the present
Tony Lam

The first elected Vietnamese-American official; former Westminster, California city councilmember

Tram Nguyen

Massachusetts State Representative (Democrat)
Van Tran

Former California State Assemblymember

Viet D. Dinh

Former US Assistant Attorney General; drafted the USA PATRIOT Act
Amanda Nguyen

President and Founder of Rise (a non-governmental organization), a nonprofit working to enact legislation on the rights of sexual assault survivors.

Dean Tran

The first Vietnamese-American elected to the Massachusetts Legislature
Andrew Do

Orange County, California, Board of Supervisors. Elected in 2016.

J. Peter Pham

US Special Envoy to the Sahel region of Africa; the first Vietnamese-American to hold the rank of Ambassador
Dat Tran

Acting US Secretary of Veterans Affairs

Science and Education

Name

Occupation
Kathy Pham

Computer scientist and product leader; founding product and engineering member at the United States Digital Service

Han T. Dinh

Director of Vehicle Engineering, US Postal Service; winner of the “Closing of Circle Award” from the White House in 2006
Bui Tuong Phong

Pioneer of computer graphics; inventor of the Phong reflection model and the Phong shading interpolation method

Duy-Loan Le

Distinguished engineer at Texas Instruments
Trang Thach Hickman

Public health expert and J. William Fulbright Scholar

Eugene H. Trinh

NASA astronaut; the first Vietnamese-American to travel into space
Hồ Thành Việt

Founder of VNI Software Co., California

Jane Luu

Astronomer; co-discoverer of the Kuiper Belt and numerous asteroids
Nguyễn Xuân Vinh

Professor of aerospace engineering, University of Michigan. The first Vietnamese person to receive the Dirk Brouwer Award

Anh Duong Nguyet

The person responsible for creating thermobaric weapons

Trịnh Xuân Thuận

Author of The Birth of the Universe; astrophysicist; professor of astronomy at the University of Virginia
Tuan Vo-Dinh

Inventor, professor, and Director of the Fitzpatrick Institute for Photonics at Duke University. Ranked 43rd on the list of the world’s top 100 living geniuses 

Xuong Nguyen-Huu

Professor of biology, University of California; a pioneer in AIDS research; inventor of the multiwire X-ray area detector
Đàm Thanh Sơn

Theoretical physicist; University Professor at the University of Chicago; member of the National Academy of Sciences

Van H. Vu

Professor of Mathematics at Yale University
Ngô Bảo Châu

Professor of Mathematics at the University of Chicago. Fields Medal winner

Trần Duy Trác

Professor of Electrical and Computer Engineering at Johns Hopkins University
SonBinh Nguyen

Professor of Chemistry at Northwestern University; researcher 

Thuc-Quyen Nguyen

Professor of Chemistry at the University of California, Santa Barbara; researcher 
Chi Van Dang

Professor and Scientific Director at the Ludwig Institute for Cancer Research; former Director of the Abramson Cancer Center at the Perelman School of Medicine, University of Pennsylvania; member of the National Academy of Medicine (Institute of Medicine) and the American Academy of Arts & Sciences

Sports

Discipline

Name Occupation
Baseball Danny Graves

MLB baseball player

Jim Parque

The only left-handed pitcher on the Olympic baseball team that won the bronze medal in Atlanta in 1996
Tommy Pham

MLB baseball player

Combat Sports

Cung Le

Kickboxer and MMA fighter; former undefeated San Shou champion. Former Strikeforce champion, actor, and coach
Dat Nguyen

World-ranked professional fighter

Nam Phan MMA fighter in the UFC
Ben Nguyen

MMA fighter in the UFC

Bi Nguyen

A contestant on the show Survivor and an MMA fighter, currently competing for ONE Championship

Poker

Men Nguyen

Professional poker player. As of 2010, his total live tournament winnings had exceeded US$9,700,000
Qui Nguyen

Poker player; champion of the 2016 World Series of Poker Main Event

Scotty Nguyen

Professional poker player
David Pham

Professional poker player; has won two World Series of Poker bracelets and reached 7 final tables on the World Poker Tour

J.C. Tran

Professional poker player. As of 2010, his total live tournament winnings had exceeded US$7,996,635
Mimi Tran

Professional poker player. As of 2008, her total live tournament winnings had exceeded US$1,400,000

Other Sports

Howard Bach

Badminton player; former world champion (2005)
Catherine Mai Lan Fox 

Olympic swimmer with two gold medals

Leta Lindley

LPGA Tour golfer
Brandon Nakashima

ATP Tour tennis player of Japanese and Vietnamese descent

Lee Nguyen

Major League Soccer player; formerly played for the New England Revolution; currently plays for Ho Chi Minh City FC
Dat Nguyen

NFL football player; assistant captain of the Dallas Cowboys and defensive quality control coach

Don Nguyen

Professional skateboarder
Minh Thai

The first Rubik’s Cube world champion (1982), with a time of 22.95 seconds; author of the book The Winning Solution

Amy Tran

Field hockey player
Thai-Son Kwiatkowski

Male professional tennis player 

Joe Walters

Professional volleyball player

With the list of hundreds of Vietnamese-Americans above who have achieved success, it is clear that the US always offers opportunities for everyone, including Vietnamese people. In the US, nothing is impossible. The US is a land of freedom to grow and thrive! 

 

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Biden Appoints a Vietnamese-Origin Official as Acting Secretary

Dat Tran, an expert of Vietnamese origin, was appointed by President Joe Biden as Acting Secretary of US Veterans Affairs. (Article compiled from VnExpress)

Share:  |  Reading time: 30/08/2021 | Thời gian đọc: 5'

Mr. Dat Tran, one of the leading experts in information technology and strategic planning, was appointed to the position above, replacing outgoing US Secretary of Veterans Affairs (VA) Robert Wilkie. Tran will hold this position while awaiting confirmation by the US Senate of Denis McDonough, the candidate nominated by Biden.

Tran graduated from Ohio State University with a degree in Industrial Systems Engineering. He has served at the VA for more than 10 years, advising the department’s senior leaders in many areas, including strategic planning, risk management, policy research, data analysis, and innovation.

investment immigration to the US
Dat Tran, Acting US Secretary of Veterans Affairs. Photo: VA.

Before working at the VA, he was a staff member of the Senate Committee on Veterans’ Affairs from 1995 to 2001. In the early months of President Donald Trump’s administration, he was acting deputy secretary of the VA.

Before that, he was production director at the electrical company Square D in Milwaukee, Wisconsin.

The administration of new President Biden also appointed 12 other people to acting leadership positions the same day. They will serve until the official appointees are confirmed and sworn in.

By Anh Ngoc – VnExpress

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NASA Has a Vietnamese-American Female Chief Financial Officer

Margaret Vo Schaus, a Vietnamese American, has been appointed the new chief financial officer of the US space agency (NASA). (Article compiled from VnExpress)

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Vo Schaus said she was “deeply honored to be sworn in” at a ceremony presided over by NASA Administrator Bill Nelson on August 4. She also expressed gratitude to US President Joe Biden for giving her the opportunity to “oversee NASA’s budget and help the agency carry out its groundbreaking missions.” Vo Schaus is among the many candidates Biden has nominated to important roles in the government.

“The budget is not just about financial management; what matters is supporting the most talented workforce in the world and sustaining support for the missions,” she said.

Margaret Vo Schaus is sworn in at a ceremony presided over by NASA Administrator Bill Nelson at NASA headquarters in Washington, D.C. on August 4. Photo: NASA.
Margaret Vo Schaus is sworn in at a ceremony presided over by NASA Administrator Bill Nelson at NASA headquarters in Washington, D.C. on August 4. Photo: NASA.

NASA’s new chief financial officer plans to uphold the agency’s values in an effort to “create educational opportunities, combat climate change, build a better agency, and explore farther into space.”

“As a first-generation American, I am deeply honored to join the Biden-Harris administration and serve the country that has given so much to my family,” Vo Schaus said, expressing gratitude to her parents, Vietnamese who overcame many obstacles so their children could have the chance to pursue the American dream. “I would not be here today without my parents’ sacrifices.”

Nelson said he has known Vo Schaus for many years and believes her experience will “help turn NASA’s goals and missions from concept into reality.”

Before becoming NASA’s chief financial officer, Vo Schaus served as director of business operations for the Office of Research and Engineering at the Department of Defense, responsible for overseeing “a budget of billions of dollars.” She also sat on the senior leadership of the Department of Energy and Defense for decades.

Vo Schaus earned a bachelor’s degree in science, technology, society, and English, as well as a master’s degree in science and engineering management from Stanford University.

By Hong Hanh – VnExpress

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The Vietnamese-Origin Woman Who "Holds the World's Health in Her Hands"

Aurélia Nguyen, a scientist of Vietnamese origin, is responsible for coordinating and delivering Covid-19 vaccines to 190 economies through the COVAX program. (Article compiled from VnExpress)

Share:  |  Reading time: 30/08/2021 | Thời gian đọc: 10'

“It is no exaggeration to say that the health of the entire world is in the hands of Aurélia Nguyen,” Time magazine wrote in a February 17 article about the Vietnamese-origin woman appointed executive director of Covax in October 2020.

In her role as executive director, Ms. Nguyen is responsible for ensuring that vaccines, the weapon that saves lives and ends the Covid-19 pandemic, reach as many people as possible around the world, ensuring fair and equal access to vaccines for about 190 economies worldwide.

Aurélia Nguyen, executive director of the Covax program. Photo: GAVI
Aurélia Nguyen, executive director of the Covax program. Photo: GAVI

Ms. Nguyen oversees the use of a US$6 billion budget contributed by 98 wealthy countries to COVAX for this purpose. Since November 2020, she has led the mission to secure and distribute free vaccines to nearly 92 low-resource countries whose budgets are not enough to purchase vaccines. Covax also has to compete with wealthy countries to obtain the vaccine supply it needs.

“Not everything has gone smoothly,” she admitted.

COVAX is run jointly by the Global Alliance for Vaccines and Immunization (GAVI), the World Health Organization (WHO), and the Coalition for Epidemic Preparedness Innovations (CEPI). The program is a global cooperation initiative that brings together governments, scientists, businesses, civil society, donors, and global health organizations to speed up the end of the pandemic.

Before taking the position of COVAX executive director, Ms. Nguyen was GAVI’s managing director for Vaccines and Sustainability, responsible for coordinating GAVI’s resources to provide sustainable financing for vaccine programs and markets, thereby expanding vaccination.

“I am someone who is half French and half Vietnamese and has lived in many countries around the world,” Ms. Nguyen said on GAVI’s website in 2013.

Before joining GAVI, she held various positions from 1999 to 2010 at the pharmaceutical company GlaxoSmithKline, where she developed many policies on access to medicines and vaccines in developing countries. She also carried out research for the WHO on generic drug policy—drugs with the same active ingredients as brand-name drugs but cheaper to produce.

Ms. Nguyen holds a master’s degree in Health Policy, Planning and Financing from the London School of Hygiene and Tropical Medicine and the London School of Economics. She was honored by Time magazine in its list of “100 individuals who are shaping the future of their fields and defining the next generation of leaders” in 2021.

Ms. Nguyen said COVAX’s goal is to distribute 1.8 billion vaccine doses to the world by early 2022. So far, COVAX has distributed 215 million doses of Covid-19 vaccine to 138 members participating in the program.

“The Covid-19 crisis helps us realize that we live in a tightly connected world. What matters is that everyone must have fair access to health care services,” Ms. Nguyen said in an interview with Bloomberg on July 1.

“So I hope that governments, the private sector, and the public will come together to support efforts to address global health issues. We must seize this opportunity to build back better, for a stronger health system and greater resilience,” she emphasized.

By Hong Hanh – VnExpress

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Vietnamese Woman Opens a Daycare in the US

Ngoc Ho opened a daycare for the children of Vietnamese families after taking a free entrepreneurship support course in Houston. (Article compiled from VnExpress)

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Ngoc Ho graduated from the University of Houston in the spring of 2020, when Covid-19 forced many students and children to stay home, unable to go to school. Ho, 29, who came to Houston from Vietnam six years ago, felt uncertain about her future career after graduating in the middle of the pandemic.

“Graduating during the pandemic, I didn’t know what to do,” Ho said.

When a friend told her about a free program on starting a daycare business, Ho signed up. The program taught how to run a business and then taught about the developmental stages of children before age 5.

Thanks to the course, Ho obtained a license to open a daycare, something that was even more complicated during the pandemic. Less than a year after graduating from college, Ho opened her own childcare center called Dino Land Academy in Houston in early January.

Ngoc Ho during a drawing class at Dino Land Academy. Photo: Lucio Vasquez.
Ngoc Ho during a drawing class at Dino Land Academy. Photo: Lucio Vasquez.

The demand for childcare and daycare has always been very high, while Covid-19 has made finding such centers more difficult. Many women were forced to quit their jobs when daytime childcare centers and preschools had to close because of the pandemic. They also became more stressed when they could not access affordable childcare services.

In a report on the Plan to Support Parents and Child Development released on June 11, the administration of US President Joe Biden said women were among those hit hardest by Covid-19, with 1.8 million women not yet returning to the labor force.

Ho is one of dozens of people who received childcare job training from the Alliance organization, a program initially only for refugees. However, thanks to US$260,000 in funding from the Houston city budget, the program expanded to immigrants and Houston residents.

Earlene Leverett, who runs the program, said more than 70 daycares have been established in Houston since the program began, most of them owned by refugees and immigrant women. In addition to helping women start businesses, the program also provides affordable childcare in communities that previously lacked such services, so that mothers can return to work with peace of mind.

“Children at home with no one to care for them is one of the reasons that prevents many refugee families from integrating into the community and joining the labor force,” Leverett said.

According to a study by the Third Way organization, many parents still have not returned to work while thousands of childcare facilities remain closed due to Covid-19.

“In Texas, one of the hardest-hit states, the number of childcare facilities has fallen by nearly 180,000 compared with before the pandemic,” said Ladan Ahmadi, an expert at Third Way.

Ngoc Ho is fluent in both English and Vietnamese. This is a big plus for her clients. Many of Ho’s students had never been to daycare because their parents all speak Vietnamese and were not comfortable sending their children to school in an English-only environment.

To build on the center’s advantage, after six months in business, Ngoc Ho hopes to expand the business and enroll more children.

“I help the children learn English, so they have enough vocabulary to go to kindergarten and understand what the teacher says, or enough to communicate with the teacher,” Ho said. “I also help them learn Vietnamese, because most of the children speak Vietnamese.”

By Hong Hanh – VnExpress

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Inspiring US Immigration Stories

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The Most Inspiring US Immigration Stories of 2019

The US is the world's most developed superpower, with an advanced social welfare system. As a result, it has always attracted many immigrants hoping for a better life. "But are the lives of US immigrants and their children actually better?" is a common question in debates over immigration. Through various studies, researchers have concluded that the answer is YES.

"A study linking millions of fathers and sons dating back to the 1880s shows that the children of poor immigrants in the US are more successful than the children of the native-born poor," Emily Badger wrote in the New York Times. "This trend has held steady for more than a century, even as immigration laws have changed."

Beyond their success, immigrants also bring positive impacts and serve as a source of inspiration for the American people.

Translated by IMM Group. Original article by Stuart Anderson, Forbes.

Share:  |  Reading time: 27/08/2021 | Thời gian đọc: 5'

A Restaurant Owner Who Gladly Gives Meals to the Poor

Kazi Mannan, a US immigrant of Pakistani origin, is the owner of the Sakina Halal Grill restaurant in Washington, D.C. “If someone tells me they need a free meal… I won’t hesitate to answer: Sure”, Mannan says. Every day, he gives free meals to poor or homeless people who come to his restaurant seeking help. In 2018, he gave away 16,000 free meals.

“In the past, I was in the same situation as them, without enough to eat… Being able to help others is a wonderful thing.”

Hakki Akdeniz, a Turkish immigrant to the US, gave away 16,000 free meals in 2018.

 

 

The First Woman of Indian Origin in Space

Sixteen years after her death, Kalpana Chawla, an Indian-American woman astronaut, remains a source of inspiration for many young people. Chawla graduated from Punjab Engineering College and immigrated to the US as an international student. She earned master’s and doctoral degrees in aerospace engineering at the University of Texas and the University of Colorado Boulder. After becoming a naturalized US citizen, she was selected by NASA for its astronaut program.

In 1997, she became the first woman of Indian origin to go into space. On February 1, 2003, Chawla and six crew members died on their second mission, when the Space Shuttle Columbia was destroyed. “From a young age, she was unusual and special,” Chawla’s father shared. “As a father, all I did was give wings to my child’s wish. She wanted to fly, so I let her fly.”

Kalpana Chawla, a US immigrant astronaut, was the first woman of Indian origin to go into space.

An Immigration Law Professor Who Champions Freedom

Ilya Somin, a law professor at George Mason University, immigrated to the US from the Soviet Union with his parents as a child. Growing up, he became an immigration lawyer determined to champion freedom. He wants to help other immigrants attain a free life in the US.

In an article in Reason in June 2019 marking the 40th anniversary of his family’s immigration to the US, Somin shared: “America’s greatest weakness is that, like so many other countries, it is prone to ethnic, religious, and racial prejudice and to nationalism. But its greatest strength is what everyone dreams of: America is a place where everyone can have freedom and opportunity regardless of who their parents are or where they were born. Here, immigrants are embraced more fully than in most other countries.”

Ilya Somin, who immigrated to the US in 1979, is an immigration lawyer determined to champion freedom.
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